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Commercial boat insurance for businesses

Insurance adapted to businesses in tourism and work boats.

Image of a fishing boat on the sea in winter
  • Covers the full loss if the boat is completely destroyed

  • Covers wreckage removal if imposed by the authorities

  • Suitable for boats up to NOK 15 million in value/50 feet

Commercial boat insurance for businesses

Commercial boat insurance covers damage to boats in the event of collision, capsizing and sinking, but also damage/injury that the boat causes to other boats, people or things.

Commercial boat insurance is applicable for boats up to 15 metres long and up to a value of NOK 15 million. The boat can have up to 12 passengers, where the crew is in addition.

The company can choose additional insurance for passengers and crew, up to a total of 12 people.

Product information

Commercial boat insurance (PDF, Norwegian)

What does the insurance cover?

  • Liability for injury to people/loss of life
  • Liability for wreckage removal
  • Collision liability – damage to others’ belongings/property
  • Fire/explosion
  • Theft/vandalism
  • Damage to own boat in the event of collision/capsizing/sinking
  • Total loss – complete destruction of the boat
Children on boats

Typical areas of use

  • Charter boat, sea rafting (RIB), regatta sailing
  • Work boat, taxi boat, demo boat
  • Rental, applies to rental of boats at campsites, fishing huts and hotels

Boat types

  • Boats with inboard motor
  • Boats with outboard motor
  • Sailboats
  • RIBs
  • Rowing boats/kayaks/canoes


  • NOK 10 000 as the standard excess, but you can choose a higher excess of NOK 20 000, 50 000, 75 000 or 100 000.
  • The excess is NOK 4000 for rowing boats, kayaks and canoes

Commercial boat insurance FAQ

Our non-life insurance products

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.

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