Car loans for young adults

If you subscribe to one of our loyalty programmes and are between 18 and 34 years of age, you may borrow up to NOK 200 000.


  • Favourable terms for those between 18 and 34 years of age
  • Buy via a car dealer or from a private person
  • Only a 10% down payment is required
  • Possibility for reduced third party, fire and theft insurance for loans between NOK 25 000 and NOK 100 000
  • GAP guarantee included at no extra cost. (If your car is completely wrecked, GAP covers the outstanding amount of the loan, which is not covered by the insurance. If you only have third party, fire and theft insurance, 50% of the residual debt will be covered)
  • Flexible repayment. With the car as collateral, you can choose a repayment period of up to ten years
  • Only the car serves as collateral. Thus, you need not ask for collateral from others

Useful information

Price list loans

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Price example

Conditional on minimum 35% own capital:
Loan amount NOK 150 000
Repayment period: 5 years
Nominal interest rate: 4.95%
Effective interest rate: 6.45%
Front-end fee: NOK 1 660
Total cost: NOK 175 112