Fixed-rate loans

Illustrasjon
Fixed-rate loans give you stable loan expenses and make it easier to plan your personal finances.

Fixed-rate loans:

By entering into a fixed-rate contract for a given period, you can guard against future interest rate increases. On the other hand, you will not be able to take advantage of a possible interest rate reduction during the contract period.

If you buy a new house during the fixed-rate period, you can use the same loan for the new house.

You can choose a fixed interest rate for the whole or parts of your home mortgage.

Suitable if you:
  • Prefer to know the exact amount they have to pay each month on their loan
  • Want  to minimise the effects of interest rate fluctuations on their monthly mortgage payments
  • Know that significant interest rate increases would negatively affect their daily finances
Not suitable if you:
  • Wish to have a flexible home mortgage which can be increased/repaid when it suits them
  • Have a low debt ratio and are less affected by rising home mortgage rates
  • Are mainly concerned about whether a fixed-rate will be profitable

Prices

You can choose a fixed-rate period of 3, 5 or 10 years.

Prices of fixed-rate loans

Try our fixed-rate calculator



If you prefer a fixed rate on you home mortgage, please contact us on 915 04800