blond dame kafe

PensionSpar is a flexible way to save towards your retirement. You can invest lump sums or set up a savings scheme. The portfolio is managed in the same way as many companies’ defined contribution pension plans.

Suitable if you:

  • Prefer to save in actively managed funds
  • Want to define your own risk profile
  • Want to be able to change mutual funds without incurring new subscription fees or triggering taxes
  • Want the option of automatically lowering the level of risk of your investment 5 or 10 years before you start drawing on your pension savings
  • Do not want a minimum holding period
  • Want to control who will inherit your estate
Not suitable if you:
  • Prefer a low-risk investment
  • Have a short-term savings perspective
Online ordering
Please note that our mutual fund online ordering system is available in Norwegian only.
For offline purchase, use the purchase form (pdf).

PensionSpar prices

Deposit fee: 0%

Annual management fee: Depends on the composition of the mutual fund investment portifolio

Annual adm. fee: 0%

Choose your pension profile

When you start saving in PensionSpar, you also choose how you want your savings to be invested.  Decide how much equity exposure you would like, and we do the rest for you.

Choose between Pensionprofile 30, 50, 80 og 100. The number indicates the profiles' share of equities. If you just want to play it safe, without any equity exposure you can choose DNB Bank Account.

Read about our pension profiles
Investment Account
Would you like to trade mutual funds while deferring taxation? An Investment Account may be what you are looking for.

More about Investment Account

Contact us
DNB Liv (Mon-Fri 8am-8pm)
915 05225