DNB Lev Mer
With DNB Lev Mer you get a good composition of shares and fixed-income securities, adapted to your age.
The proportion of equities is adjusted automatically according to your age
The money is available when you need it
You can save as much as you want and take out the money over as long a period as you like
DNB Lev Mer
DNB Lev Mer is a simple and flexible savings product for anyone wanting to save for a pension. The proportion of equities will be adjusted automatically according to your age. When you approach retirement age, the proportion of equities is gradually reduced, this is called down-weighting. This is done to avoid the pension capital being subject to unfortunate fluctuations in the stock market when you approach retirement age. If the fund has a lower than 20% proportion of equities, the fund will be defined as a fixed-income fund for tax purposes. The mutual fund complies with the ordinary tax rules when realising shares.
Why choose DNB Lev Mer?
DNB Lev Mer down-weights the shareholding from the age of 47 to 67. During this period, the proportion of equities is gradually reduced from 80 per cent to 20 per cent.
- You are free to stop saving and take out the money when you want to
- The management fee is only 0.34 per cent per year.
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market movements, the skill of the Portfolio Manager, the fund’s risk level, as well as administration costs. The return may also be negative as a result of mark-to-market losses.
The savings app Spare
Spare is the app that helps you keep track of your savings.
EU classification of mutual funds and sustainability in our advisory services
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our mutual fund products
For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Balanced fund invests in both fixed-income securities and shares
Mutual fund that invests the money in fixed-income securities
Mutual fund with sustainability profile
Mutual fund with a focus on climate, environment and the oceans.
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DNB Lev Mer
Good balance of equities and fixed-income securities, adapted to age bracket
Individual pension savings (IPS),
Fixed savings with tax deferral
Share savings account
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
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