DNB Luxembourg offers loans secured by your permanent or second home in Spain or France. A loan facility is a flexible and good solution and the entire mortgage process is quality assured by us together with professional lawyers and notaries who have extensive knowledge of local conditions.

General conditions for property financing

Loans are granted secured by your international property on the following terms:

  • First priority mortgage in the property you buy
  • Loan to value of maximum 70% of the lowest of the purchase amount and the appraised value
  • Possibility to apply for up to ten-years interest only period
  • Maximum duration of the loan 30 years
  • Floating interest rate for a period of 3, 6 or 12 months
  • Fixed interest can be offered for 3, 5 or 10 years
  • Loans can be granted in different currencies (multicurrency loan facility)

Useful information

When buying a property outside Norway, you must comply with the tax legislation in at least two countries. The property must be specified as assets in the Norwegian tax certificate. In the first year, you must declare this yourself to obtain tax deduction for debt interest on your home. You will be sent an annual statement confirming this.

Further information can be obtained from
Type of loan
Type of loan
Pre-qualification letter
Pre-qualification letter
loan facility
Multicurrency loan facility
Contact us
+352 454945219
Business hours
8:30–17:00 CET

+352 45 49 45 200

Postal address
P.O. Box 867
L-2018 Luxembourg

Visiting address
13, rue Goethe
L-1637 Luxembourg
Open an account

Opening an account in DNB Luxembourg is part of the loan process. The account will be used to debit interest and instalments on your loan and can also be used for investments, deposits and the payment of various charges.


Key documents

Download here the key documents you may require.
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