State when the request must be delivered to DNB in order to be carried out on the specified date. Payments received after the deadline are valued on the next banking day.

Specifies when the payment is valued out of the payer’s account.

Specifies when the payment is valued for availability for the recipient’s bank/DNB’s correspondent bank.

Outgoing payment with exchange

The amount is sent in a different currency to the one your account is held in. The exchange is made at the best possible market rate immediately before the payment leaves your account.

Outgoing payment without exchange

The amount is sent in the same currency as your account is held in.

The payment is normally made in the currency type stated in the amount. For payments in NOK lower than NOK 50 000, the bank reserves the right to transfer the amount in foreign currency if it is not possible to sent it in NOK. The execution will take place in the recipient country’s currency, USD, EUR or GBP.

Exchange rates for international payments

Payments in currencies that must be exchanged are converted at the market rate at the time the order is executed.

Submission deadlines, valuation and delivery times

Payments in Norway

See summary

Payments in Sweden

See summary

Payments in Denmark

See summary

Incoming payments

See summary

International public holidays

Please note that we cannot guarantee that the lists are complete.

See summary for 2023 (PDF)

Holiday deadlines and opening hours

Information about payment deadlines and opening times for our bank services during holiday periods, such as Christmas, New Year and Easter.

See summary

Explanation of deadlines, valuations, exchange and delivery times

DNB is responsible for delivering the payment to the recipient’s bank within the timeframe stated for the product. The recipient’s bank is responsible for crediting the recipient’s account. When this happens depends on the recipient bank’s procedures, and which agreements have been made between the recipient and the recipient bank.

The start time in order to calculate the processing time is the date the customer has stated as the date in the request. The start date is postponed if the order is delivered after the stated deadline, or the payment is missing from the account. For manual requests, the start date is set to the date when the request is delivered to the bank by the deadline. The start time can be postponed if the request does not meet the product requirements.

Payments in Norway

Domestic payments in foreign currencies have submission deadlines and currency as Foreign Payments
Tasks via the corporate online bank	Submission deadline*	Value debit	Value credit
Domestic
Payment with and without KID	Time 14:30	Same day	Same day
Salary payment**	Time 14:30	Same day	Same day
Normal payment	Time 14:30	Same day	Same day
Internal transfer in NOK and currency
With exchange	As International	Same day	Same day
Without foreign exchange	Time 22:50	Same day	Same day
International***
EUR (SEPA payments)	Time 14:30	Same day	Same day
DKK	Time 15:15	Same day	Same day
CAD, EUR, GBP, MXN, USD, SEK	Time 16:15	Same day	Same day
NOK	Time 15:00	Same day	Same day
CHF	Time 15:30	Same day	Same day
CZK, HUF	Time 11:00	Same day	Same day
PLN	Time 14:00	Same day	Same day
AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR	Time 15:30	Banking day 1	Banking day 1
THB	Time 11:00	Banking day 1	Banking day 1
Other currencies	Time 15:30	Banking day 2	Banking day 2

* Submission deadline means submitted and approved.

** Salary payments that have a payment date on the following banking day will be collected at 19:00 and cannot be cancelled after this time.

*** Payments received manually have a submission deadline of 1 hour before the specified deadline for the relevant currency type. In order for the payment to be secured for processing without delay, we assume that the information provided is correct, and that submission of the specified currency is possible. Within the EU/EEA, the recipient’s bank is generally required by law to credit the recipient’s account the same day they receive the money. In countries outside the EU/EEA, in some cases it can take several days between the credit recipient’s bank and the credit recipient’s account. The currency rules show credit from the first bank if several banks are involved. In such cases, credit from the recipient’s bank may be made later than what is stated in the table above.

Payments in Sweden

You should choose	For payments	Submission deadline	Production time
BG/PG payment with OCR	to Bankgiro/PlusGiro number with an OCR reference on the invoice
- BG SEK 1.60 - BG SEK 4.00		Time 10:30 Time 10:30	Same day Next day
BG/PG payment with message	to Bankgiro/PlusGiro numbers without reference on the invoice
- BG SEK 1.60 - BG SEK 4.00		Time 10:30 Time 10:30	Same day Next day
Transfer	to the bank account number if Bankgiro or PlusGiro number is not on the invoice
- SEK 1.60		Time 13:30	Same day
Recipient without account	to recipient without a bank account number
- SEK 25.00		Time 10:30	2-3 days by post
Wages	individual or more salary payments
- SEK 1.60		Time 13:30	Next day at 00:01
Internal transfer without foreign exchange	between own accounts	Time 18:00	Same day
Internal transfer with foreign exchange	between own accounts	Time 14:00	Same day
Express	to the recipient the same day
SEK 50.00		Time 16:15	Same day

Payments in Denmark

Contact us to get a price list sent
You should choose	For payments	Submission deadline	Production time
Payment of Giro/deposit card	when the payment/giro card has an OCR line or invoice number on the invoice	Time 17:00	Same day
Bank cheque		Time 16:00	Same day
Bank transfer	when the recipient’s account number is known	Time 17:00	Same day
Express payment in DKK via the National Bank of Denmark > DKK 1 million	when the recipient’s account number is known	Time 15:15
Internal transfer in DKK	between own accounts	Time 16:00	Same day
Internal transfer w/foreign exchange	between own accounts	Time 15:15	Same day

Deadlines and valuation for incoming payments

Approval of account at DNB Norway
Incoming payments	Received	Valuation of credit with exchange	Valuation of credit without exchange
NOK	Time 16:00	Same day	Same day
CAD, GBP, MXN, USD, EUR, SEK	Time 16:15	Same day	Same day
DKK	Time 15:15	Same day	Same day
CHF	Time 15:30	Same day	Same day
CZK, HUF	Time 11:00	Same day	Same day
PLN	Time 14:30	Same day	Same day
THB	Time 11:00 *	Same day	Same day
AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR	Time 15:30*	Same day	Same day
Other currency types	Time 15:30**	Same day	Same day

* banking day before the specified date.
** two banking days before the specified date.