General liability insurance

Covers the legal liability a company may have for financial losses. This applies to losses that are not related to physical damage to persons or things. The injury or damage must have occurred as a result of something the company has done or failed to do.

Product information (IPID)

Economic loss (PDF, Norwegian)

Covers the company’s responsibility under the Biodiversity Act to restore biodiversity.

Product information (IPID)

Environmental insurance (PDF, Norwegian)

Covers statutory liability for injury/damage to people and things, and for financial loss. We offer this cover to companies that design, plan or give advice.

Product information (IPID)

Advisory engineers and architects (PDF, Norwegian)

Ensures that the business can continue if a liability claim is made against it. Covers damage that has occurred during the insurance period and which is discovered no later than one year after the insurance has expired.

Product information (IPID)

Builder’s liability (PDF, Norwegian)

The insurance can cover financial losses resulting from liability for damages to third-party persons or property.

Product information (IPID)

Landlord (PDF, Norwegian)

The insurance covers financial losses from damages caused by motor vehicles without their own liability insurance.

Product information (IPID)

Unregistered motor vehicles (PDF, Norwegian)

Covers claims against the board and management, based on something they’ve done or failed to do previously, now or in the future.

Product information (IPID)

Board of Directors’ liability (PDF, Norwegian)

• Covers expenses for legal aid when a company becomes involved in a conflict which must be resolved in the courts.
• Necessary expenses for lawyers or legal aid and court fees.
• Expenses for experts. These are expenses that are not determined by the court, and the insurance company must approve them in advance.

Product information (IPID)

Legal aid (PDF, Norwegian)

Covers the liability a freight forwarding company may have. The insurance is a combination of our cover for freight forwarding and corporate liability.

Product information (IPID)

Freight forwarding (PDF, Norwegian)

Insurance can be taken out for buildings that are used as permanent residences. The insurance covers buildings with fixed equipment which is normal for the purpose of the building. This can be, for example, kitchen fittings, piping, heating installations.

Product information (IPID)

Building under construction (PDF, Norwegian)

This insurance covers losses resulting from the policyholder being liable for damage to a person or things.

Product information (IPID)

Oil and gas activities (PDF, Norwegian)

Tail liability insurance covers damages that are determined after a business has been dissolved, provided there is legal liability for compensation. This is relevant for organiser liability, short-term insurance and sole proprietorships that are shut down. The insurance can be purchased when the business is dissolved for natural reasons, such as retirement age or transitioning to another job.

If the company uses drones in its operations, you must have liability insurance that covers any damages to persons or property caused by the drone.

The insurance covers commercial use of drones weighing up to 4.5 kg in the open category. The sum insured is NOK 10 million and only covers legal use of the drone. The policyholder is responsible for ensuring that the drone is registered and that flying is allowed at the given location and time.

Liability insurance for cable cars covers damage that may occur during the use of cable cars such as chairlifts, T-bar lifts and button lifts.

The requirements for the sum insured vary with the type of cable car and the potential for damage. For example, T-bar lifts must be insured with a coverage of at least 400 G, while button lifts require at least 200 G.

The insurance covers liability for damages that may occur during the use of T-bar lifts.

T-bar lifts must have liability insurance that covers damages that may occur during their use. This insurance helps cover costs and insurance settlements in case of an accident. Ski resorts generally have a good focus on safety, and the insurance provides financial protection in case of injuries. When you purchase the insurance, you must provide information about the facility's age, maintenance, number of trips per year, number of cable cars, and any previous injuries. This provides peace of mind for both the operators and the users.

A temporary insurance that covers the company's liability for injuries that may occur during the event.

New features on ski slopes, such as Big Air Bags, can increase the risk of injuries. The insurance covers liability for injuries that occur from the use of such features, provided that safety requirements and maintenance routines are followed. It is important to have written guidelines for usage, supervision and maintenance to protect against liability claims.

Liability insurance covers the company’s legal liability for damage caused to a third party or third party’s assets.

All companies that can be exposed to financial demands from customers, suppliers or the public should have liability insurance.

Yes, small businesses can be just as exposed to compensation claims as larger businesses.