Project and contract work

Q: What is projects and contract works insurance?

Project insurance covers losses or damage that occur during construction or installation projects.

Q: What types of projects can be covered?

The insurance applies to both small and large projects, from rehabilitation to new construction.

Q: Who can take out project insurance?

The insurance can be taken out by property developers, contractors and project managers.

Q: Does the insurance cover theft of equipment?

Yes, theft of equipment may be covered under the project insurance.

Q: Can project insurance be adapted?

Yes, project insurance can be adapted and tailored as needed. It can cover everything from individual projects to annual contracts and can be extended with various additional coverages.

Q: What’s the difference between individual insurance and an annual agreement?

Individual insurance lets you insure one project, but an annual agreement includes all building works over the course of the insurance year. The insurance applies to building and construction sites in Norway.

Useful insurance for builders and contractors to secure building and construction sites.

Three construction workers standing and studying technical drawings. Photo.

Cover from project start-up through to handover to the new owner
Financial peace of mind should anything unexpected occur in your project
Security for developers and contractors

What is project and contract work?

Project insurance protects your business against unforeseen damages and losses in construction projects, ensuring progress is maintained without financial loss. Choose single insurance for one project or an annual agreement that covers all work based on the company's income.

Office landscape with several employees working on PCs and pointing at a document in the centre

This covers project and contract workProject and contract work

Construction and civil engineering work
Demolition and clearance
Refurbishment, conversion and repair
Assembly work, for example installation of machinery or production lines
Machinery, tools and auxiliary equipment (used during the project)
Materials and equipment that must form part of the building (also applies to items supplied by the client)
Work funded and carried out by the client
Employees' clothing and personal effects
Own materials at fixed storage location
Barracks, sheds, containers and similar used for carrying out the work
Additional expenses as a result of compensable loss
Price increase
Official order from authorities
Reconstruction of archives, professional drawings, data files etc.
Office equipment in connection with administration

Product information

Project and contract work (PDF)

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Liability insurance

In combination with project and contract work, we also recommend liability insurance for those working in construction and civil engineering. Liability insurance is your business's 'life insurance', and can help you cover losses so that you can continue operating.

Read more about liability insurance here

Reduce the risk of damage in construction and civil engineering projects

Reduce the risk of damage and unwanted incidents. Proper fencing of the construction site can help reduce the risk of damage, theft and unwanted incidents.

Ensure that the construction site is clearly demarcated and secured.

Ensure that unauthorised persons do not gain access to the area.
Keep work areas tidy and well organised.
Ensure good lighting on the construction site.
Address hazardous conditions as quickly as possible.

Fire safety

Fire can cause significant damage to work, materials and equipment. Good routines can reduce the risk.

Follow the requirements for hot work.
Ensure that fire extinguishing equipment is easily accessible.
Store flammable materials in a safe manner.
Keep the construction site tidy and free from unnecessary combustible material.
Ensure that employees are familiar with the procedures for fire and evacuation.

Materials, tools and equipment

Materials, tools and equipment are important assets in construction and civil engineering projects. Proper storage and protection can reduce the risk of damage and loss.

Store materials and equipment in suitable areas.
Protect materials from weather and moisture.
Inspect and maintain machinery and equipment regularly.
Lock away tools and equipment when not in use.
Keep track of valuable equipment on the construction site.

Planning and documentation

Frequently asked questions about project and contract work

What is projects and contract works insurance?

What types of projects can be covered?

Who can take out project insurance?

Does the insurance cover theft of equipment?

Can project insurance be adapted?

What’s the difference between individual insurance and an annual agreement?

Our non-life insurance products

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.

Project and contract work

What is project and contract work?

This covers project and contract workProject and contract work

Product information

Terms and conditions non-life insurance

Report a claim

Liability insurance

Reduce the risk of damage in construction and civil engineering projects

Frequently asked questions about project and contract work

Our non-life insurance products

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Provider of the insurance