• Help and guidance

I for Insurance

Not sure which insurance your company needs? Choose an industry and get tips for the most important insurance policies – from statutory schemes to smart choices for your business.

What is non-life insurance?

Non-life insurance protects your company against financial losses in the event of unforeseen events, such as:

  • Damage to equipment, goods or premises
  • Damage to third parties such as persons or the property of others
  • Damage that results in business interruptions and lost income
  • Cyber attacks and data breaches

Insurance against claims is especially important – liability insurance covers you if you are held financially liable for damage that occurs in connection with operations.

Why is non-life insurance important?

  • Financial security Unforeseen costs can be large.
  • Everyday peace: You can focus on building the business.
  • Trust Customers and partners see that you take responsibility.
Read more and buy non-life insurance
Man with tablet ordering non-life insurance

What is employee insurance?

Personal insurance is insurance that companies can offer their employees to provide financial security in the event of accidents, illness or death.

There are statutory insurance policies and supplementary insurance policies that provide security for employees – and for the employer.

Occupational injury insurance is required by law and covers injuries or illnesses that employees can incur during working hours. This includes both physical and mental injuries, and gives the right to compensation in the event of permanent work disability, permanent medical disability, necessary expenses for medical treatment, as well as loss of income.

In addition, you can choose to buy additional insurance, such as:

  • Health insurance
  • Travel insurance
  • Life insurance - compensation for death
  • Leisure accident insurance

Employee insurance contributes to increased employee safety, better follow-up in the event of illness and makes you a more attractive employer.

Read more and buy employee insurance
Woman in front of a café

Our advisers will help you find the right insurance

Insurance for start-ups

When you start a new business, there’s a lot to do and insurance is not necessarily the first thing on the list.

New business – which insurance?

Many entrepreneurs may never have thought about the risks that actually exist, or the type of insurance that may be necessary.

At the same time, start-ups are often even more vulnerable. You may need a room, a car, specialised equipment or just a customer.

Read more about insurance for entrepreneurs

When the accident occurs

An accident, damage or a data breach can have major consequences: stopping operations, financial losses or, in the worst case, bankruptcy.

You also have a responsibility to third parties – like customers, visitors and others’ property.

Security with the right insurance

With the right non-life insurance, you protect your operations, finances and reputation. It gives you the peace of mind to build the business further, even when something unforeseen happens.

Statutory insurance

Some insurance policies you must have, depending on the type of business you run or whether you have employees.

Workers’ compensation insurance

All employers with employees must take out occupational injury insurance. This insurance is obligatory in accordance with the Occupational Injury Insurance Act.

Mandatory occupational pension (scheme)

OTP is a pension scheme for the employees in your company. As an employer, you must pay at least 2 per cent of the salary for pension savings.

Read more at The Norwegian Tax Administration

Car insurance

Liability insurance is required by law for all registered vehicles.

Footer navigation

Head office

Dronning Eufemias gate 30

0191 Oslo, Norway

Postal address

DNB

PO Box 1600 - Sentrum

0021 Oslo

Org. no.

DNB Bank ASA

984 851 006

DNB Websites

DNB Eiendom (DNB Real Estate)#girlsinvestDNB Tech Blog

International

DNB LuxembourgDNB SwedenDNB Denmark

Social media

Terms of useData protectionCookiesPrice listCompare our prices with other companies at Finansportalen.noWork for us

© DNB