Find the right savings format that suits you and your finances.
Do you want to start long-term savings?Try the savings guide
Buy, sell or exchange shares and equity funds without triggering tax along the wayRead more about share savings accounts
Give a mutual funds as a giftRead more here
Get started with savings for childrenRead more here
Everyone’s financial position is different, and your unique situation is crucial in determining how you should save in order to reach your goals.
To find out which type of savings and product is right for you, a savings consultation will therefore be based on your specific situation as we find out what we can recommend for you!
Saving in an account
Saving in an account is a safe option for money you are going to use soon. Such as a savings buffer, holiday or home renovations. You can easily use the money exactly when you want. For savings accounts, you have greater flexibility than, for example, savings in mutual funds. If you’re going to save money over a longer period of time, you should read about our other savings products further down this page.
Saving in mutual funds
Do you have money left over every month? If so, saving in mutual funds might be a good long-term savings option. The recommended savings period is at least six years, and you must be able to tolerate fluctuations in your savings balance during this period.
A mutual fund is a collective investment tool that invests in several different companies. With a mutual fund, you thereby spread the risk of your savings, and this is generally considered less risky than investing in individual companies. This makes saving in mutual funds a safer method of saving than saving in individual shares, but it is still not without risk. It is difficult to time the market, and we therefore recommend you save steadily in equity funds via a monthly savings scheme.
Investing in shares
Investing in individual shares is suitable when you want to take more risk with your savings, while also wanting to spend more time on your savings. If you invest in individual shares, you only own shares in one company. The recommended savings period is more than six years, but you need to be able to tolerate major fluctuations in your savings during the savings period, and for your savings to be lost as a result of the company’s bankruptcy.
To spread the risk when investing in individual shares, you can invest in a number of unique companies and industries. As a shareholder, you can earn a profit in two different ways by the price of the share going up and by receiving dividends.
Would you like to learn more about shares and mutual funds?
We offer a free beginners’ class for anyone who wants to start investing in mutual funds or shares, or anyone who wants to learn more about investing. All you need in order to participate is a share savings account (ASK) or trading account at DNB. This webinar will answer all your questions about share savings accounts (ASK), mutual funds and shares.
The course is held in Norwegian .
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market movements, the skill of the Portfolio Manager, the fund’s risk level, as well as administration costs. The return may also be negative as a result of mark-to-market losses.
EU classification of mutual funds and sustainability in our advisory services
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our savings products
Flexible saving without limits on the number of withdrawals
Deposit NOK 500 000 or more and get a better interest rate
Fixed rate deposits
Lock in your money for 3, 6, 12 or 24 months
BSU home savings scheme for young people
For people below the age of 33 wanting to save for a home
For people who want to save more for a home than the normal BSU home savings scheme
Savings account for children between 0–18 years old
Save a little every time you use the card or pay a bill