The Group Management at DNB Bank ASA
Overview of the Group Management:
Kjerstin Braathen
Chief Executive Officer (CEO)
CEO since 2019
Date of birth: 1970
Other DNB experience: Group CFO, Group Executive Vice President of Business Banking Norway, and many years of experience in Shipping, Offshore and Logistics (SOL) in Oslo. Joined DNB in 1999.
Other experience: Experience from Hydro Agri International.
Education: Master of Management from École Supérieure de Commerce de Nice Sophia Antipolis.
Per Kristian Næss-Fladset
Group Executive Vice President of Products, Data & Innovation
Group Executive Vice President of Products, Data & Innovation since 2024
Date of birth:1979
Other DNB experience: Group Executive Vice President of Products and Innovation since 2023. Divisional Director for Payments & Open Banking and Divisional Director for Open Banking. Joined DNB in 2018.
Other experience: Cicero Consulting, Tinde ASA and board member of Nordic API Gateway
Education: Bachelor's degree in Computer Science from the University of Oslo.
Maria Ervik Løvold
Group Executive Vice President of Personal Banking
Group Executive Vice President of the Retail Market since 2024
Date of birth: 1979
Other DNB experience: Group Executive Vice President of Technology and Services since 2019. Divisional Director for Product, Price, and Quality in the Retail Market Former Section Leader and Assistant Legal Director at DNB Legal. Arrived at DNB in 2010.
Other experience: Lawyer at Brækhus Lawfirm.
Education: Master of Laws from the University of Oslo
Alexander Opstad
Group Executive Vice President of DNB Carnegie
Group Executive Vice President of DNB Carnegie (formerly DNB Markets) since 2019
Date of birth: 1981
Other DNB experience: Various positions within the equity division of DNB Markets. The leader of the equity desk in London and global head of the equity division, and a member of the management team at DNB Markets. Joined DNB in 2005.
Key positions: Chairman of the Board at DNB Markets Inc., board member of the Securities Dealers Association (Verdipapirforetakenes Forbund or VPFF).
Education: Master of Science in Business (Economics and Business Administration) from BI Norwegian Business School
Fredrik Berger
Group Executive Vice President Compliance
Group Executive Vice President of Compliance since 2023
Date of birth: 1981
Other DNB experience: Director of the Corporate Center, Head of CEO Office, and Section Leader and Lawyer at DNB Legal. Joined DNB in 2011.
Other experience: Lawyer at the Lawfirm Hjort.
Education: Master of Laws from the University of Oslo.
Rasmus Figenschou
Group Executive Vice President of Business Banking Norway
Group Executive Vice President of Business Banking Norway since 2024
Date of birth: 1979
Other DNB experience: Head of corporate market in Corporate Banking from August 2021. Former Group Executive Vice President of Payments and Innovation, head of Strategy and Corporate Development, head of Corporate Banking in DNB Pank Estonia, Senior Regional Manager for corporate market in Rogaland and Agder, and Client Manager in LCI within energy, shipping and logistics. Joined DNB in 2005.
Education: MBA from IMD and Bachelor of Economics from Tufts University
Ida Lerner
Chief Finance Officer (CFO)
Group CFO since 2021.
Date of birth: 1975
Other DNB experience: Group Executive Vice President Risk Management. Head of DNB CEMEA in London and Chief of Customer Analysis in Northern Europe, the Middle East, and Africa Joined DNB in 2007.
Other experience: Global Relationship Manager at HSBC, Customer adviser and Equity broker at Nordea.
Education: Bachelor in Social sciences with an emphasis on economics from the University of Stockholm.
Håkon Hansen
Group Executive Vice President of Wealth Management
Group Executive Vice President of Wealth Management since 2019
Date of birth: 1966
Other DNB experience: Group Executive Vice President of Wealth Management and Insurance. Head of Private Banking and Head of DNB Luxembourg for ten years. Joined DNB in 1987 (Sparebanken Buskerud, later Sparebanken NOR).
Key positions: Chairman of DNB Livsforsikring AS and DNB Luxembourg S.A.
Other experience: Bank manager in Gjensidige Bank, Parat24 and DNB, Assistant bank manager in Sparebanken Øst and District manager in Forenede Forsikring.
Education: Diploma in Economics from BI Norwegian Business School (BI). Also holds a Management Program in Financial Investments (Master of Management) from BI.
Even Graff Westerveld
Group Executive Vice President of People & Communication
Group Executive Vice President of People & Communication since 2024
Date of birth: 1980
Other DNB experience:
Group Executive Vice President of Communications & Sustainability since 2023. Director of Communications from 2013 to 2020 Rejoined DNB in 2023.
Other experience: Nordic Head of Brand and Communication at Vipps MobilePay, Head of People and Brand at Vipps, Partner and Consultant at Geelmuyden Kiese, and Communication Advisor to the party leader/parliamentary leader of the Christian Democratic Party.
Education: Master's degree in Political Science from the University of Oslo.
Harald Serck-Hanssen
Group Executive Vice President of Large Corporates & International
Group Executive Vice President of Large Corporates & International since 2024
Date of birth: 1965
Other DNB experience:Group Executive Vice President of Corporate Banking since 2019. Group Executive Vice President Large Corporate and International since 2013. Divisional Director and Section Manager of Shipping, Offshore and Logistics (SOL). Joined DNB in 1998.
Key positions: Board Member of DigitalNorway
Other experience: Experience from Stolt-Nielsen Shipping and the Odfjell Group.
Education: Master of Science in Business from the University of Stirling. Advanced management programme from INSEAD Fontainebleau.
Eline Skramstad
Group Executive Vice President of Risk Management
Group Executive Vice President of Risk Management since 2024
Date of birth: 1971
Other DNB experience: Other DNB experience: Executive Vice President for Investments in Group Finance, Executive Vice President for data-driven credit in P&I, Executive Vice President for risk modelling, Group function responsible for risk in the Baltics/Polen, senior credit officer in Group Risk and client manager in LCI. Joined DNB in 2001.
Other experience: Adviser in the Ministry of Transport
Education: Degree in economics from NTNU
Elin Sandnes
Group Executive Vice President of Technology and Services
Group Executive Vice President of Technology and Services since 2024
Date of birth: 1988
Other DNB experience: Executive Vice President of Savings and Investments since 2022. Executive Vice President of Group Strategy from 2020 to 2022. Joined DNB in 2020.
Other experience: Partner at McKinsey & Company.
Education: Masters of Applied Economics and Finance from Copenhagen Business School.
Kjerstin Braathen
Chief Executive Officer (CEO)
CEO since 2019
Date of birth: 1970
Other DNB experience: Group CFO, Group Executive Vice President of Business Banking Norway, and many years of experience in Shipping, Offshore and Logistics (SOL) in Oslo. Joined DNB in 1999.
Other experience: Experience from Hydro Agri International.
Education: Master of Management from École Supérieure de Commerce de Nice Sophia Antipolis.
Ida Lerner
Chief Finance Officer (CFO)
Group CFO since 2021.
Date of birth: 1975
Other DNB experience: Group Executive Vice President Risk Management. Head of DNB CEMEA in London and Chief of Customer Analysis in Northern Europe, the Middle East, and Africa Joined DNB in 2007.
Other experience: Global Relationship Manager at HSBC, Customer adviser and Equity broker at Nordea.
Education: Bachelor in Social sciences with an emphasis on economics from the University of Stockholm.
Per Kristian Næss-Fladset
Group Executive Vice President of Products, Data & Innovation
Group Executive Vice President of Products, Data & Innovation since 2024
Date of birth:1979
Other DNB experience: Group Executive Vice President of Products and Innovation since 2023. Divisional Director for Payments & Open Banking and Divisional Director for Open Banking. Joined DNB in 2018.
Other experience: Cicero Consulting, Tinde ASA and board member of Nordic API Gateway
Education: Bachelor's degree in Computer Science from the University of Oslo.
Håkon Hansen
Group Executive Vice President of Wealth Management
Group Executive Vice President of Wealth Management since 2019
Date of birth: 1966
Other DNB experience: Group Executive Vice President of Wealth Management and Insurance. Head of Private Banking and Head of DNB Luxembourg for ten years. Joined DNB in 1987 (Sparebanken Buskerud, later Sparebanken NOR).
Key positions: Chairman of DNB Livsforsikring AS and DNB Luxembourg S.A.
Other experience: Bank manager in Gjensidige Bank, Parat24 and DNB, Assistant bank manager in Sparebanken Øst and District manager in Forenede Forsikring.
Education: Diploma in Economics from BI Norwegian Business School (BI). Also holds a Management Program in Financial Investments (Master of Management) from BI.
Maria Ervik Løvold
Group Executive Vice President of Personal Banking
Group Executive Vice President of the Retail Market since 2024
Date of birth: 1979
Other DNB experience: Group Executive Vice President of Technology and Services since 2019. Divisional Director for Product, Price, and Quality in the Retail Market Former Section Leader and Assistant Legal Director at DNB Legal. Arrived at DNB in 2010.
Other experience: Lawyer at Brækhus Lawfirm.
Education: Master of Laws from the University of Oslo
Even Graff Westerveld
Group Executive Vice President of People & Communication
Group Executive Vice President of People & Communication since 2024
Date of birth: 1980
Other DNB experience:
Group Executive Vice President of Communications & Sustainability since 2023. Director of Communications from 2013 to 2020 Rejoined DNB in 2023.
Other experience: Nordic Head of Brand and Communication at Vipps MobilePay, Head of People and Brand at Vipps, Partner and Consultant at Geelmuyden Kiese, and Communication Advisor to the party leader/parliamentary leader of the Christian Democratic Party.
Education: Master's degree in Political Science from the University of Oslo.
Alexander Opstad
Group Executive Vice President of DNB Carnegie
Group Executive Vice President of DNB Carnegie (formerly DNB Markets) since 2019
Date of birth: 1981
Other DNB experience: Various positions within the equity division of DNB Markets. The leader of the equity desk in London and global head of the equity division, and a member of the management team at DNB Markets. Joined DNB in 2005.
Key positions: Chairman of the Board at DNB Markets Inc., board member of the Securities Dealers Association (Verdipapirforetakenes Forbund or VPFF).
Education: Master of Science in Business (Economics and Business Administration) from BI Norwegian Business School
Harald Serck-Hanssen
Group Executive Vice President of Large Corporates & International
Group Executive Vice President of Large Corporates & International since 2024
Date of birth: 1965
Other DNB experience:Group Executive Vice President of Corporate Banking since 2019. Group Executive Vice President Large Corporate and International since 2013. Divisional Director and Section Manager of Shipping, Offshore and Logistics (SOL). Joined DNB in 1998.
Key positions: Board Member of DigitalNorway
Other experience: Experience from Stolt-Nielsen Shipping and the Odfjell Group.
Education: Master of Science in Business from the University of Stirling. Advanced management programme from INSEAD Fontainebleau.
Fredrik Berger
Group Executive Vice President Compliance
Group Executive Vice President of Compliance since 2023
Date of birth: 1981
Other DNB experience: Director of the Corporate Center, Head of CEO Office, and Section Leader and Lawyer at DNB Legal. Joined DNB in 2011.
Other experience: Lawyer at the Lawfirm Hjort.
Education: Master of Laws from the University of Oslo.
Eline Skramstad
Group Executive Vice President of Risk Management
Group Executive Vice President of Risk Management since 2024
Date of birth: 1971
Other DNB experience: Other DNB experience: Executive Vice President for Investments in Group Finance, Executive Vice President for data-driven credit in P&I, Executive Vice President for risk modelling, Group function responsible for risk in the Baltics/Polen, senior credit officer in Group Risk and client manager in LCI. Joined DNB in 2001.
Other experience: Adviser in the Ministry of Transport
Education: Degree in economics from NTNU
Rasmus Figenschou
Group Executive Vice President of Business Banking Norway
Group Executive Vice President of Business Banking Norway since 2024
Date of birth: 1979
Other DNB experience: Head of corporate market in Corporate Banking from August 2021. Former Group Executive Vice President of Payments and Innovation, head of Strategy and Corporate Development, head of Corporate Banking in DNB Pank Estonia, Senior Regional Manager for corporate market in Rogaland and Agder, and Client Manager in LCI within energy, shipping and logistics. Joined DNB in 2005.
Education: MBA from IMD and Bachelor of Economics from Tufts University
Elin Sandnes
Group Executive Vice President of Technology and Services
Group Executive Vice President of Technology and Services since 2024
Date of birth: 1988
Other DNB experience: Executive Vice President of Savings and Investments since 2022. Executive Vice President of Group Strategy from 2020 to 2022. Joined DNB in 2020.
Other experience: Partner at McKinsey & Company.
Education: Masters of Applied Economics and Finance from Copenhagen Business School.