Cut-off times, value dating and transfer times

Effective as of 28 October 2019 for debiting accounts in DNB Norway

Outgoing transfer
from account in DNB Norway
Cut-off times (CET)*

Debit value dates

Credit value dates
Domestic payments
     
Payment with or without reference (KID) 14:30 hours Same day Same day
Salary payment 14:30 hours Same day Same day
Express payment 15:00 hours Same day Same day
Internal transfer in NOK and foreign currency

With exchange:

Without exchange:


Same as for cross-border transfers 

19.00 hours





Same day





Same day
International payments**
     
EUR, DKK
CAD, EUR***, GBP, MXN, USD
NOK
SEK
CHF 
CZK, HUF,
PLN****
THB
AED, AUD, HKD, JPY, NZD, RON, SGD, TRY ZAR
Other currencies
14:30 hours
16:15 hours
15:00 hours
16:15 hours
15:30 hours
11:00 hours
14:00 hours
11:00 hours
15:30 hours
15:30 hours
Same day
Same day
Same day
Same day
Same day
Same day
Same day
1 banking day
1 banking day
2 banking days
Same day
Same day
Same day
Same day 
Same day
Same day
Same day
1 banking day
1 banking day
2 banking days
*Cut-off times mean registered and approved.

**The cut-off time for payments received manually or via secure telefax is one hour earlier than normal cut-off time for the relevant currency. To avoid delays in the handling of this kind of payments, you must make sure that all the information is correct, and that it is possible to send payments in the currency in question. According to EU rules the receiving bank is, within the EEA, in most cases obliged to credit the account of the beneficiary on the same day they receive the money. In other countries it may in some cases take longer time before the beneficiary’s account is credited. The value dating rules refer to credit of the first bank in the chain if more than two banks are involved.  In these cases, it may be that beneficiary’s bank is credited later than the day indicated in the value dating rules.

***Applies to express and all payments to countries outside SEPA.
****16:15 hours for payments to accounts inDNB Poland


Explanation of terms:
Cut-off times, value-dating and transfer times for outgoing cross-border payments