Savings scheme in funds

Win NOK 10,000! Start a savings scheme in funds today and enter the draw.

Save money every month
Small amounts can grow large over time
Get started early and let time work for you

Win NOK 10,000!

Start a monthly savings plan in funds, and you will be entered into the draw for NOK 10,000.

We will draw five winners!

New savings plan must be set up by 23 September 2026 at the latest.

The savings amount must be at least NOK 100 per month.

Winners will be contacted in October.

Competition terms and conditions

What is a savings scheme?

A savings scheme is an agreement you make with yourself. You transfer a fixed amount from your current account to a share savings account or mutual fund account, normally on payday. When the saving happens automatically, you barely notice it. But you will notice the results.

You choose the funds, amount and date – we ensure that the money is invested automatically every month.

You can set up a savings scheme easily in the online bank, mobile banking or in the Savings app.

Why have a savings scheme with DNB?

At DNB you get access to over 600 funds. You also get a full overview of your funds and shares in the Savings app and in the online bank.

At DNB it costs nothing to have a savings scheme or share savings account, you only pay the applicable prices for shares and funds.

Would you like to transfer your savings to DNB?Read here

How much do women and men save on average each month?

Age	Women	Men
20–29 years	NOK 1,364	NOK 2,102
30-39 years	NOK 1,985	NOK 2,797
40-49 years	NOK 2,076	NOK 2,923
50-59 years	NOK 1,967	NOK 2,828

The figure shows the average sum of savings agreement transfers into funds per customer of DNB, grouped by gender (August 2026).

Average number of funds
Women: 1.8
Men: 2.0

Try our savings calculator – see how much your savings can grow!

Your mutual fund savings can grow to

After 25 years, you have deposited NOK 950,000 and earned NOK 1,480,240 in returns.

Explore funds

How to start a savings scheme

Start a savings scheme in the online bank

Start a savings scheme in Spare

Explore and buy our six-star funds

"Dine Penger" compares nearly 200 funds. Ten DNB funds receive a six-star rating:

DNB Global Indeks A
DNB Norge Indeks A
DNB USA Indeks A
DNB Europa Indeks A
DNB Norden Indeks A
DNB Critical Materials A
DNB Global Industrial Sector Index A
DNB Climate Index A
DNB Barnefond A
DNB Miljøinvest A

_{Updated 13 August 2026.}

Frequently asked questions about funds and savings agreements

What is a fund?

A fund, also called a mutual fund, is a collection of securities bundled together into one package. You can buy units in the fund. The money you and other fund investors put into the fund is used by the manager to purchase securities for the fund.

A fund can hold from 16 to several hundred different securities.
A fund can buy both shares, bonds and other fixed-income securities.
The greater the proportion of shares in a fund, the higher the risk and rate of return you can expect.
The risk and return potential are lower the more fixed-income securities there are in a fund.
What is the risk of investing in funds?

There are different types of funds:

Equity fund

An equity fund is a fund where at least 80 per cent of unit holders' money is invested in the stock market.

Myths about investing

You do not need to be an expert, have a lot of money or time the market perfectly to start investing. In one minute we debunk six common myths about fund saving.

Myths about funds

2 September 2026

Common myths about investments.

I need to be an expert to invest.

Investing is more about habits and smart

risk management than expertise.

I need to wait until the market has settled down.

If you postpone investing until the perfect

moment, you risk missing out on

Rate of return.

Time in the market is more important than timing the

Market.

I need a lot of money to get started.

No, even small amounts can grow significantly over

Time.

In most funds you only need NOK 100 to

get started.

I could lose all my money.

Everything carries risk, but if you have time on your side,

all historical evidence suggests that investments

in the stock market will give you a better rate of return

Than if you save in an account.

If the market falls, it is a sign that I

Should stop my savings.

Quite the opposite.

If you buy during downturns, you get more units

For the same amount as before.

This can help strengthen your return on

Sikt.

_{Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund's risk, and the management costs. Returns may be negative as a result of mark-to-market losses.}