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Boat loans

Loans for new or used boats.

Children on boats
  • Good conditions

  • Only the boat as security for the loan

  • Up to 80% financing

Apply for a boat loan

How much does a boat loan cost?

It is important to be aware of the costs of owning a boat, such as insurance, maintenance, mooring, winter storage and a number of other things to bear in mind.

The price of the boat loan itself depends on the price of the boat, the repayment period, the type of boat you’re going to buy and how much down payment you’ll need – you need at least a 20% down payment All you need to do is give us some information and we’ll help you with the calculation.

Price example

Boats under 7 metres long:

Nominal interest rate 8,84 %, eff. Interest rate 11,36 %, NOK 150 000 o/5 years. Annuity loans NOK 150 000 o/5 years. Instalment amount NOK 3 167 per month Cost: NOK 43 720 total: NOK 193 720

Boat over 7 metres:

Nominal interest rate 7,95 %, eff. Interest rate 9,99 %, NOK 150 000 o/5 years. Annuity loans NOK 150 000 o/5 years. Instalment amount NOK 3 102 per month Cost: NOK 38 620 total: NOK 188 620

Person sailing on a sailboat bought with a boat loan from DNB.

Boat loan with security in the boat

To borrow money for a boat with security in the boat, it must be registered in either Småbåtregisteret (the Small Boat Register) or Skipsregisteret (the Ship Register). The register that is right for your boat will depend on the size of the boat.

Is the boat over or below 7 metres?

Boats measuring 7 metres (23 feet) and above must be registered in the Skipsregisteret (the Ship Register). to get your loan financed by security in the boat. Boats under 7 metres can be registered in the Småbåtregisteret (the Small Boat Register).

How to apply for a boat loan and buy a boat

Boat loan calculator

You can calculate what the boat loan will cost per month.

  • Calculate boat loan

Insure the boat

Bring together your loans and insurance with us and get a better overview.

See also

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Head office

Dronning Eufemias gate 30

0191 Oslo, Norway

Postal address


PO Box 1600 - Sentrum

0021 Oslo

Org. no.


984 851 006

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