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Consumer loan

A consumer loan is an unsecured loan. The loan can be used for whatever you want, and has a lower effective interest rate than credit cards and small loans.

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  • Unsecured loan

  • Flexible repayment period

  • Lower interest rate than credit card

Apply for a consumer loan

Price example of consumer loans: nominal interest rate from 10.9%, effective interest rate 11.7%, NOK 100,000 over 5 years, establishment fee NOK 500. Cost NOK 30,806. A total of NOK 130,806.

What is a consumer loan?

A consumer loan is an unsecured loan. This means that you don’t need to provide security in your own assets to borrow money. Consumer loans have lower interest rate than credit cards and small loans, and it can therefore be worth to combine unsecured loans into one consumer loan.

Consumer loan calculator

Use the calculator to see how much a consumer loan will cost you per month.

  • Consumer loan calculator

Refinance consumer loans

Do you have credit card debt or several small loans? Then it can be worth to collect and refinance debts into one consumer loan.

Benefits of consumer loans

A consumer loan is an unsecured loan. You therefore do not need to provide security in your own assets. A consumer loan can be used for whatever you want, and have a lower interest rate than credit cards and small loans.

  • You don’t have to motage your home or other assets
  • Great freedom – use your loan for whatever you want
  • Fast and flexible repayments – you can always choose to pay down and clear the loan faster than planned
  • You can use the loan as a flexible framework loan if you need it
  • Collect other small loans for one consumer loan, and simply follow the online bank loan

Questions and answers about consumer loans