Increase existing loans or consolidate them.
What does refinancing mean?
Refinancing is a collective term for making changes to existing loans. This can be moving loans from one bank to another or increasing your home mortgage because you want to release equity in a home.
Refinancing can also be bringing several smaller loans together into a new loan. The advantages of refinancing can be numerous, both in terms of achieving a better price or gaining full control over your finances. At DNB, you’ll get personal advisory services and help throughout the process.
Questions and answers
Price example Green mortgage
Home equity credit line of NOK 2,000,000 payable over 25 years. Nominal floating interest rate from 5.04 %, annual percentage rate of charge (APRC) from 5.23 %. Annuity loan with monthly payment NOK 11,803. The total amount payable would be NOK 3,544,090 made up of the loan amount plus interest of NOK 1,544,090
Price example consumer loan
Nominal interest rate from 10.9%, effective interest rate 11.7%, NOK 100,000 over 5 years, establishment fee from NOK 500. Cost NOK 30,806. A total of NOK 130,806. See loans price list.
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Mortgages for homes
Boliglån Ung (Home mortgage for young adults)
Home mortgages for buyers aged 18 to 33 years
Home equity credit lines
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Flexibility and benefits when used properly
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