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Mortgage calculator

Calculate how much the home mortgage will cost monthly and in total.


Borrowing costNOK per month

5.49%nom. rate

5.66%eff. rate

85%Lånegrad 75%
85%Borrowing grade75%

Equity needs:

Total cost over 25 years:

Apply for a loan nowView repayment plan

Fixed or variable interest

See the effect of fixing the interest rate, having a variable interest rate, or a combination.

  • Interest rate calculator

Pre-qualification letter

Be ready to take part in the bid round, whether you’re buying a house, cabin or apartment.

How the loan calculator works

Before you apply for a home mortgage, you can use the home loan calculator to make some calculations. All you need to do is enter the house price, the desired payment period, the adjusted interest rate and the desired loan amount.

The calculator gives you a simple overview of total and monthly borrowing costs, interest rates and the instalment payment plan.

Cabin loan calculator

The home mortgage calculator works not only for homes – you can also use it as a cabin mortgage calculator to see what a cabin mortgage will cost you.

How much does the home mortgage cost?

The cost of the mortgage depends on the interest rate, type of mortgage, the repayment period and any additional costs.

If you want to have the most predictable borrowing costs, fixed-rate loans or a combination of fixed and variable interest rates in a combination loan could be for you.

Costs as a homeowner

Don’t forget that a home also comes with other necessary expenses, such as maintenance costs, fees and taxes, electricity, any communal expenses, home insurance and contents insurance.

Price example Boliglån Ung (Home Mortgage for young adults)

Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home..

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