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Fixed-rate loans

Fix the interest rate on the home mortgage and get the same, predictable borrowing costs far into the future.

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  • Predictable borrowing costs

  • Option to fix the interest rate for 3, 5 or 10 years

  • You can combine fixed and variable interest rates on the loan.

Apply for a Fixed-rate loan

What is a Fixed-rate loan?

If you have a fixed-rate loan, you lock in the interest rate for a specific period. During this period, the bank cannot change the interest rate on your loan.

  • Fix the interest rate on to up to 75% of the value of your home
  • You can agree a fixed interest rate on the home mortgage for a period of 3, 5 or 10 years
  • You know exactly what you need to pay per month over the period
  • You’re safeguarding yourself against an increase in interest rates during the period
  • You can choose a fixed interest rate on a part or the entire home mortgage

Interest rate for 3, 5 and 10 years of the lock-in period

3 years: Nominal interest from 4,94 %, operating interest rate 5,13 %.

5 years: Nominal interest from 4,89 %, operating interest rate 5,08 %.

10 years: Nominal interest from 4,84 %, operating interest rate 5,02 %.

Price example 5 years with a fixed rate

Nominal interest from 4,89 %, operating interest rate 5,08 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11628 per month. Cost NOK 1 491 590, total NOK 3 491 590.

Price list