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Fixed-rate loans

Fix the interest rate on the home mortgage and get the same, predictable borrowing costs far into the future.

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  • Predictable borrowing costs

  • Option to fix the interest rate for 3, 5 or 10 years

Apply for a Fixed-rate loan

What is a Fixed-rate loan?

If you have a fixed-rate loan, you lock in the interest rate for a specific period. During this period, the bank cannot change the interest rate on your loan.

  • Fix the interest rate on to up to 75% of the value of your home
  • You can agree a fixed interest rate on the home mortgage for a period of 3, 5 or 10 years
  • You know exactly what you need to pay per month over the period
  • You’re safeguarding yourself against an increase in interest rates during the period
  • You can choose a fixed interest rate on a part or the entire home mortgage

Interest rate for 3, 5 and 10 years of the lock-in period

3 years: Nominal interest rate from 5.14 %, operating interest rate 5.34 %

5 years: Nominal interest rate from 4.89 %, operating interest rate 5.08 %

10 years: Nominal interest rate from 4.74 %, operating interest rate 4.92 %

Price example 5 years with a fixed rate

Nominal interest from 4,89 %, operating interest rate 5,08 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11628 per month. Cost NOK 1 491 590, total NOK 3 491 590.

Price list

Benefits for Ung (Young Adults)

For people under 34 years of age we offer especially good terms.

Fixed or variable interest?

See the effects of fixing all or parts of the loan.

Questions and answers about fixed-rate loans

See also

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Dronning Eufemias gate 30

0191 Oslo, Norway

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PO Box 1600 - Sentrum

0021 Oslo

Org. no.


984 851 006

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