Fixed-rate loans
Fix the interest rate on the home mortgage and get the same, predictable borrowing costs far into the future.
What is a Fixed-rate loan?
If you have a fixed-rate loan, you lock in the interest rate for a specific period. During this period, the bank cannot change the interest rate on your loan.
- Fix the interest rate on to up to 75% of the value of your home
- You can agree a fixed interest rate on the home mortgage for a period of 3, 5 or 10 years
- You know exactly what you need to pay per month over the period
- You’re safeguarding yourself against an increase in interest rates during the period
- You can choose a fixed interest rate on a part or the entire home mortgage
Interest rate for 3, 5 and 10 years of the lock-in period
3 years: Nominal interest from 4,94 %, operating interest rate 5,13 %.
5 years: Nominal interest from 4,89 %, operating interest rate 5,08 %.
10 years: Nominal interest from 4,84 %, operating interest rate 5,02 %.
Price example 5 years with a fixed rate
Nominal interest from 4,89 %, operating interest rate 5,08 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11628 per month. Cost NOK 1 491 590, total NOK 3 491 590.