Buffer period – financial relief for your home loan
Life moves in phases. Some of them can be more demanding than others, including for your finances.
Tiny feet arriving in December.
A 'we' that becomes two homes.
Job security that disappears.
A loss that makes everything completely silent.
A diagnosis that came without warning.
When life happens, it can be good to get a little buffer period in your finances. If you have your home loan with us, we can help you with exactly that. It could be financial guidance, interest-only periods or other adjustments to your loan. We call it Buffer period.
What is Buffer period?
Buffer period is an offer for you who have your home loan with DNB. Here you can speak with advisers who have experience helping people through various life situations. Together we look at your finances and find solutions that can make everyday life a little easier, both now and going forward.
This could include, for example:
- Adjusting The repayment period on your loan.
- Consider interest-only period(s) for a period.
- Get a better overview of your finances.
No situation is too small or too large. Contact us if you would like to discuss your options.
Examples of what others ask us about
We're having a December baby
How can we plan our finances without a nursery place?
I must carry on without the one I cannot live without
How can I manage on a single income?
We need to separate
Will we manage financially?
My finances have become a bit tight lately
Can you help me so I don't go into the red every month?
I have been on long-term sick leave
What do my insurance policies cover?
I have been laid off
Can you help me set up a budget?
Care leave
A close family member has fallen ill and I need to help out.
Many people wait too long
Many people only contact the bank when their finances have already become difficult.
It is often easier to find good solutions if we talk together early on. Even small adjustments can make a big difference for a period.
Buffer time is therefore not just about financial measures. It is also about gaining an overview, peace of mind and someone to talk to about the options you actually have.
Learn more about your personal finances
Get tips and advice that enable you to make good choices for your personal finances.
Get an overview of your finances
With a budget you get an overview of income and expenses.
Price example Green mortgage
Nominal floating interest rate from 5.24%, annual percentage rate of charge (APRC) from 5.44%. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 038. The total amount payable would be NOK 3 614 590 made up of the loan amount plus interest of NOK 1 614 590.