Buffertid – financial relief for your mortgage
Life moves in phases. Some of them can be more demanding than others, including for your finances.
Little feet arriving in December.
A 'we' that becomes two homes.
Job security that disappears.
A loss that makes everything completely silent.
A diagnosis that came without warning.
When life happens, it can be good to get a little breathing space in your finances. If you have your mortgage with us, we can help you with exactly that. It could be advisory services, interest-only period(s) or other adjustments to your loan. We call it Breathing Space.
What is Buffertid?
Buffertid is an offer for you who have your mortgage with DNB. Here you can speak with advisers who have experience helping people through various life situations. Together we look at your finances and find solutions that can make everyday life a little easier, both now and going forward.
This could, for example, be to:
- Change the repayment period on your loan.
- Consider interest-only period(s) for a period.
- Gain better control of your finances.
No situation is too small or too large. Contact us if you would like to discuss your options.
Examples of what others ask us about
We're having a December baby
How can we plan our finances without a nursery place?
I must carry on without the one I cannot live without
How must I carry on with only one income?
We must move apart
Will it work financially?
My finances have become a bit tight lately
Can you help me so I don't go into the red every month?
I have become long-term sick
What do my insurance policies cover?
I have been laid off
Can you help me set up a budget?
Care leave
A close family member has become ill and I must help out.
Many people wait too long
Many people only contact the bank when their finances have already become difficult.
It is often easier to find good solutions if we talk together early. Even small adjustments can make a big difference for a period.
Buffer time is therefore not just about financial measures. It is also about gaining an overview, peace of mind and someone to talk to about the options you actually have.
Learn more about your personal finances
Get tips and advice that enable you to make good choices for your personal finances.
Get an overview of your finances
With a budget you get an overview of income and expenses.
Price example Green mortgage
Nominal floating interest rate from 4.99 %, annual percentage rate of charge (APRC) from 5.18 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 11 745. The total amount payable would be NOK 3 526 690 made up of the loan amount plus interest of NOK 1 526 690. Presupposes a mortgage on the home.