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Green fixed-rate loan

Get predictable loan costs on extra favourable terms if you want to buy an energy-efficient home.

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  • Extra favourable terms

  • Predictable borrowing costs

  • Option to fix the interest rate for 3, 5 or 10 years

Apply for Green Fixed-rate loan

This is the Green Fixed-rate loan

  • Fixed-rate loans with energy rating A or B
  • You can agree a fixed interest rate on the home mortgage for a period of 3, 5 or 10 years
  • You know exactly what you need to pay per month over the period
  • You’re safeguarding yourself against an increase in interest rates during the period

Interest rate for 3, 5 and 10 years of the lock-in period

3 years: Nominal interest rate from 4.74 %, eff. interest rate 4.90 %

5 years: Nominal interest rate from 4.54 %, operating interest rate 4.70 %

10 years: Nominal interest rate from 4.49 %, operating interest rate 4.64 %

Price example 5 years with Green Fixed-rate loan

Nominal interest from 4,54 %, operating interest rate 4,70 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11227 per month. Cost NOK 1 368 100, total NOK 3 368 100.

Fixed or variable interest?

See the effects of fixing all or parts of the loan.

  • Fixed-rate calculator

Do you have a home mortgage at a different bank?

We give your home mortgage an offer to move.

Energy labelling and energy efficiency

How can you find an energy label for your home?

For a home purchase, the energy label is indicated on the prospectus/home advertisement. You can register your home at energimerking.no, and get an energy label by stating: Type of home, construction year, usage area and heating method.

Energy class A and B

  • A: The building has a heat pump or solar energy, as well as better insulation and windows. Passive homes will get an A.
  • B: The building has a heat pump or solar energy and/or better insulation and windows than the requirements in the building regulations. In addition to heating and insulation, the type of home, construction year and use area will affect the energy class.

What does home energy labelling mean?

The property is assessed in relation to how energy intensive it is to maintain a stable indoor temperature and which energy source is used.

At enova.no, you’ll find a number of recommendations, and you can apply for support for energy efficiency measures. Send us a loan application if you need financing to implement energy measures or other renovations, and we’ll look at solutions together.

How can you make your home more energy efficient?

On enova.no you’ll find a number of recommendations and you can apply for support for energy-efficient measures.

You can also get help with financing energy-efficient measures by applying for an Environmental loan with us.

See also

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