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Environmental loans

Energy-saving measures for your home.

Environmental loans
  • Measures supported by Enova

  • Interest free out 2024

  • Loans up to NOK 300 000

This is an Environmental loan

An environmental loan is an additional loan of up to NOK 300 000 for energy efficient measures supported by ENOVA. ​

In short, implementing energy efficiency involves solutions that consume less energy.

An example of energy efficiency measures include the installation of heat pumps, solar cells and water based heating. When you choose eco-friendly solutions for your home, it’s good for the environment and your wallet.

Environmental loans have better conditions to encourage more people to participate in the green shift.

Interest and conditions

  • From 0.00%
  • To get the interest rate discount and 0.00% interest rate out in 2024, you need to have your home mortgage in DNB
  • The loan is separated as a separate loan alongside your main loan.

It is simple and completely non-binding to apply for an Environmental loan with us.

When you apply, we need to know whether or not your loan is with us. Therefore, please select the relevant application for you.

How to apply for an Environmental loan

Price example, Environmental loan

Interest rate until 31 December 2024: 0 %. From 1 January 2025 the interest rate will correspond with the interest rate for Green mortgage: Mortgage of NOK 2,000,000 payable over 25 years. Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 6.09 %. Annuity loan NOK 300 000 o/10 years with monthly payment NOK 3 319. The total amount payable would be NOK 398 280 made up of the loan amount plus interest of NOK 98 280. Presupposes a mortgage on the home..

These measures qualify for the Environmental Loan scheme

Husvindu (House Window)

The Enova grant provides support for a number of good energy and climate measures. Among other things:

  • Energy consulting
  • Smart power management for homes
  • Solar installation
  • Liquid-to-water heat pump
  • Waterborne heat
  • Balanced ventilation

You will be able to borrow for all the initiatives that Enova supports. Read more on Enova’s website

Because we want to help make it easier for you to make energy-efficient choices and contribute to the green shift, this is an approved measure without support from Enova for which you will be able to borrow on the same terms.

You can also get an Environmental loan for several measures

Because we want to help make it easier for you to make energy-efficient choices and contribute to the green shift, this is an approved measure without support from Enova for which you will be able to borrow on the same terms.

  • Air-to-water heat pump
  • Extraction heat pump
  • Post-insulation (TEK17)
  • Low-energy windows (TEK17)
  • Heat management system

As documentation, you must submit a valid offer from an approved professional for the measure to be implemented. When the installation is finished, you send the invoice to the adviser, so that we pay the loan directly to the provider.

Questions and answers

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