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Sick pay insurance

Sick pay insurance is important for people with company employees who have salaries over 6 G.

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  • Covers salary payments to employees on sick leave

  • Secures the employees the same income in the event of a long-term illness

  • Flexible insurance that can be adapted to your business

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What does sick pay insurance cover?

The National Insurance Scheme only covers salaries up to 6 G. With sick pay insurance, the business is covered for salary payments beyond 6 G during the sickness benefit period according to an agreed waiting period and compensation period.

The size of the settlement payments depends on the unemployment benefit rate for the employee at the time the sick leave commences and the degree of disability the illness or injury causes.

How the disbursements work

The settlement payments are given as a day rate per sick day. A compensation period of 360 days is normally agreed. If the waiting period is agreed to 16 days, the disbursements start after the first 16 days of absence.

Product information (IPID)

Sick pay insurance (PDF)

Terms and conditions Personnel insurance

  • See terms and conditions

Basic amount (G)

As of 1 May 2024, NOK 1G is 124,028.

Sick pay insurance FAQ

Have you suffered from an accident, injury or illness?

The easiest way is to report the incident via our digital solution in the online bank.

  • Submit your report here

Our personnel insurance

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.

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