Income protection insurance
Income protection insurance covers the company’s ongoing operating costs if you should become ill
What is income protection insurance?
Income protection insurance provides security for self-employed people and business owners by covering lost income and fixed operating costs if you should become ill.
The insurance is especially suitable where there are no other employees with the right skills to manage the business during your absence due to illness.
Product information (IPID)
What does the insurance cover?
Injury or illness that causes you to be at least 50% incapacitated for work and which causes absences from the workplace.
Lost income
The insurance includes unemployment benefit based on your pension-producing income, if you become at least 50% incapacitated for work as a result of injury or illness. The insurance only covers the share of income that exceeds 6G and has an upper limit of 12G.
Fixed operating costs
The insurance covers unemployment benefit based on fixed operating costs if you become at least 50% incapacitated for work as a result of injury or illness.
Terms and conditions Personnel insurance
Our personnel insurance
Workers' compensation insurance
Covers employee injury and illness
Travel insurance
Peace of mind if something should happen while travelling
Leisure accident insurance
Covers accidents or injuries that occur during leisure time
Group life insurance
Provides a one-off payment to the bereaved on the death of an employee
Group accident insurance
Peace of mind for your employees if they have an accident
Partnership protection insurance
The insurance is a financial hedge against the partnership protection agreement
Key person insurance
Disbursement if a key person dies or becomes incapacitated for work
Health insurance
Ensures that employees of the company receive quick treatment
Sickness assessment insurance
Employees receive disbursements for the first few years of the incapacity period
Income protection insurance
Covers the company’s ongoing operating costs if you should become ill
Sick pay insurance
Covers salary payments to employees on sick leave
Other sickness insurance
Insures your employees even when the illness isn’t work related
Pension and insurance package
The package that covers the statutory requirements
DNB Health
Gives your employees help and support with health problems
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.