Income protection insurance

What is income protection insurance?

Income protection insurance provides security for self-employed people and business owners by covering lost income and fixed operating costs if you should become ill.

The insurance is especially suitable where there are no other employees with the right skills to manage the business during your absence due to illness.

What does the insurance cover?

Injury or illness that causes you to be at least 50% incapacitated for work and which causes absences from the workplace.

Lost income

The insurance includes unemployment benefit based on your pension-producing income, if you become at least 50% incapacitated for work as a result of injury or illness. The insurance only covers the share of income that exceeds 6G and has an upper limit of 12G.

Fixed operating costs

The insurance covers unemployment benefit based on fixed operating costs if you become at least 50% incapacitated for work as a result of injury or illness.

See terms and conditions:
Income protection insurance (PDF, Norwegian)