Leisure accident insurance
Show extra responsibility and increase employee satisfaction by having insurance that covers your employees’ leisure time.
What is leisure accident insurance?
Leisure accident insurance applies if an accident or injury occurs during leisure time or travelling to or from work. Workers’ compensation insurance, which is a legal requirement, covers injuries, incapacity for work and death which occurs during working hours, but most accidents that lead to being incapacitated for work or to death occur outside of work. For many businesses, workers' compensation insurance is therefore not enough.
Product information (IPID)
What does leisure accident insurance cover?
Loss of future earnings
Loss of future ability to earn a living from their own work. Also includes loss of income and additional costs. Insurance settlements for loss of future earnings are based on permanent occupational disability.
Compensation for permanent injury
A permanent injury to the body, for example the loss of a hand. Injury compensation is based on medical invalidity.
Loss of provider
Insurance settlements for the insured party’s spouse or cohabitant. Child supplements are also paid to dependent children.
Our leisure accident insurance is flexible, and you can add or opt out of individual coverages. You can also increase or reduce the insurance sums according to you own wishes and needs.
Have you suffered from an accident or injury?
Our personnel insurance
Workers' compensation insurance
Covers employee injury and illness
Peace of mind if something should happen while travelling
Leisure accident insurance
Covers accidents or injuries that occur during leisure time
Group life insurance
Provides a one-off payment to the bereaved on the death of an employee
Group accident insurance
Peace of mind for your employees if they have an accident
Partnership protection insurance
The insurance is a financial hedge against the partnership protection agreement
Key person insurance
Disbursement if a key person dies or becomes incapacitated for work
Ensures that employees of the company receive quick treatment
Sickness assessment insurance
Employees receive disbursements for the first few years of the incapacity period
Income protection insurance
Covers the company’s ongoing operating costs if you should become ill
Sick pay insurance
Covers salary payments to employees on sick leave
Other sickness insurance
Insures your employees even when the illness isn’t work related
Pension and insurance package
The package that covers the statutory requirements
Gives your employees help and support with health problems
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.