Price list savings private customers

On this page you will find information about our prices. We reserve the right to change prices on products during the period and for any errors in the price list.

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Price list savings in accounts

Price list mutual funds

Price list pensions

Price list investments

Price list general information

Price list other products

Price list savings in accounts

Savings account Savings account
Interest rate	2.25% per year
There are no withdrawal limits on the Savings account. Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Sparekonto Pluss Sparekonto Pluss
Interest rates on deposits between NOK 500 000 and NOK 2 million (Interest on the entire balance)	4.00%
Interest rate on deposits up to NOK 500 000	2.25%
Interest share of deposit over NOK 2 million	3.00%
There are four fee-free withdrawals per year. Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Fixed-rate deposits

Fixed-rate deposits 3 months
From NOK 10 000 to 8 million	4.20% per year
From NOK 8 to 20 million	3.95% per year

Fixed-rate deposits 6 months
From NOK 10 000 to 8 million	4.50% per year
From NOK 8 to 20 million	4.25% per year

Fixed-rate deposits 1 year
From NOK 25 000 to 8 million	4.70% per year
From NOK 8 to 20 million	4.45% per year

Fixed-rate deposits 2 years
From NOK 25 000 to 8 million	4.20% per year
From NOK 8 to 20 million	3.95% per year

The offer can be changed at short notice. In the event of a breach of the fixed-income agreement or partial withdrawal before the lock-in period expires, a withdrawal commission of one per cent is applied to the withdrawn amount.

Applies to new accounts from 21.09.23 and existing accounts from 22.10.23.

BSU – home savings scheme for young adults BSU home savings scheme
Interest rate	6.10% per year
When you turn 34 years old, your BSU home savings scheme account gets the same interest rate as a normal Sparekonto (Savings account). Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Boligspar Ekstra Boligspar Ekstra
Interest rate	3.70% per year
For partial withdrawals for purposes other than housing, a withdrawal fee of 2% of the withdrawal amount is charged. The account can be closed without a withdrawal fee. When you turn 34 years old, your account changes to a normal Sparekonto (savings account) Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Barnas Sparekonto (Children’s savings account) Barnas Sparekonto (Children’s savings account)
Interest rate	3.75% per year
There are no withdrawal limits on our savings accounts for children. The account is opened in the child’s name and managed by the guardians. Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Intro Savings account
Interest rate	3.75% per year
There are no withdrawal limits on our savings accounts for children. The account is managed by the child Applies to new accounts from 22.08.23 and existing accounts from 22.10.23.

Price list mutual funds

Mutual funds Mutual funds
Subscriptions and redemptions are free of charge in all our mutual funds; equity funds, balanced funds, bond funds and money market funds. The minimum subscription in the funds is from NOK 100 for one-off purchases and savings schemes. All of the funds have an annual management fee. You will find this in the fund’s prospectus or in the mutual fund overview

Price list pensions

Paid-up policy with investment options Pension
Annual administrative cost	0%
Annual management fee varies depending on the composition of the mutual fund

Pure endowment insurance

Guaranteed return account
Annual administration cost	0.70
Deposit cost	0%
Annual management cost	1%

Garanti Livrente (Guaranteed annuity)
Annual administration cost	0.35%
Deposit cost	0.5%
Annual management cost	1%

Garanti Pensjon Spar (IPS)
Annual administration cost	0.60%
Deposit cost	0%
Annual management cost	1.30 %

PensjonSpar
Annual administration cost	0%
Deposit cost	0%
Annual management cost	Varies depending on the composition of the mutual fund*
A risk premium is charged for the insurance sum (1% of the insurance value) which is paid in the event of death

Link Pensjon Spar (IPS)
Annual administration cost	0.30%
Deposit cost	0%
Annual management cost	Varies depending on the composition of the mutual fund*

* Costs related to the individual fund are charged daily by fund managers and are already included in the published fund prices.

Price list investments

Investment account
Establishment- and payment costs	0 %
Annual administrative cost	0 %
No costs for buying and selling funds within the scheme
Brokerage fees for the equity trading service online	0.05 % minimum NOK 79
A risk premium is charged for the insurance sum (1 % of the insurance value) which is paid in the event of death

Equity trading account
Interest rate	0.05%

Price list general information

Overdraft – interest rates and costs
Overdrafts on accounts are penalised and are currently charged a rate of 20% p.a. In addition, penalty interest is charged in accordance with the provisions of the Debt Collection Act (see Price list loans, Other prices for loans – Late payment/deferred payment)
Deposit guarantee As our customer, your deposits are guaranteed up to NOK 2 million. Read more about the deposit guarantee here
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Price list other products

Other prices
Equity trading service
Loans
Cards
Everyday banking