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BSU – home savings scheme for young adults

BSU home savings scheme is the savings method for people under the age 34 who want to save for a home.

Woman and man lying on the floor with moving boxes
  • Our best savings rate

  • Tax deduction of up to NOK 2,750 for those who do not own their own home

Interest rates BSU home savings scheme

5.45 % per year

Applies to existing accounts from 11th of May, and new accounts from 22th of June.

What is the BSU home savings scheme?

BSU is a home savings scheme for savers below the age of 34.

  • You’ll get a 10% tax deduction for the money you deposit each year, a maximum of NOK 2,750 (if you don’t own your own home as of 31/12 in the tax year. This applies to both primary and secondary residences).
  • You can save up to NOK 27,500 a year and a total of NOK 300,000.
  • To receive the maximum tax deduction of NOK 2,750, you must have the corresponding amount or greater in the calculated tax.
  • You can only have one BSU account regardless of the bank.
Couple carrying one moving box each

Would you like to move your BSU account to us?

Fill out the transfer form with your personal details and the account number at your current bank. We will do the rest for you.

Move your BSU to DNB (PDF, Norwegian)

Boligspar Ekstra

Have you filled up your normal BSU home savings scheme and want to save more for a home?

  • More info about Boligsparing Ekstra

Boliglån Ung (Home mortgage for young adults)

For you between the ages of 18 and 33, we have particularly good conditions. Personal advice and a historically low interest rate.

BSU home savings scheme FAQs

Our savings accounts

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Head office

Dronning Eufemias gate 30

0191 Oslo


Postal address


Postbox 1600 Sentrum

0021 Oslo


Org. no.


984 851 006

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