Sparekonto Pluss

Sparekonto Pluss offers higher interest rates when you have more than NOK 500 000 to spare.

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  • One of our best savings rates

  • No fixed savings requirement

  • The money is available when you need it – 12 fee-free withdrawals a year

Interest rate in Sparekonto Pluss

4,50 % per year

Applies to deposits from NOK 500,000 up to NOK 2 million 4.00 % from NOK 100,000 up to NOK 500,000.

What is Sparekonto Pluss?

Sparekonto Pluss is the savings account that gives you the best interest rate when you have NOK 500,000 or more to deposit into an account.

You’ll then get one of the bank’s best savings rates from the first NOK, all the way up to deposits of NOK 2 million. The money you have in your account is available for withdrawal when you need it.

  • No lock-in period
  • Up to 12 fee-free withdrawals per year
  • No fixed savings requirement
  • Only one account per person
  • Payments cannot be made from the account. Only possible to transfer between own accounts in DNB.
  • Easy to set up in the online bank and mobile bank
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Interest rate in Sparekonto Pluss

The interest rate on the account depends on how much money you have saved.

  • Deposits of up to NOK 100,000 give an interest rate of 2,75 % per year.
  • Deposits from NOK 100,000 up to NOK 500,000 give an interest rate of 4.00 % per year for the entire savings amount in the account.
  • Deposits up to NOK 500.000 give an interest rate of 4,50 % per year for the entire savings amount in the account.
  • If you have more than NOK 2 million in the account, you get 4,50 % interest on the share of the deposit that is above NOK 2 million. The rest of the account receives an interest rate of 3,50 %

The account has twelve fee-free withdrawals per year in addition to last year’s interest rates. Closing the account is also considered a withdrawal. For withdrawals beyond this, a 1% withdrawal commission is charged (maximum NOK 250 per withdrawal). No withdrawal commission on standing orders to a home mortgage t at DNB.

See the price list for savings

When should you choose Sparekonto Pluss?

When you have a lot of money in your account and want a safe way of saving while having the money available for withdrawal, Sparekonto Plus is a good option for you.

You can set up Sparekonto Pluss even if you don’t have a high savings amount, but it’s only when you save NOK 500,000 or more that the account gets the best interest rate for the entire savings amount

The account is also an option if you have a short time horizon for saving. You avoid the risk of fluctuations that you would have had if you’d put the money in mutual funds or shares, and you can withdraw the money exactly when you need it.

Fixed rate deposits

Are you able to lock in your savings for 3 or 6 months, or 1 or 2 years?

The savings app Spare

Spare is the app that helps you keep track of all your savings.

Our savings accounts