A mutual fund is for anyone who wants to save for some time. Mutual funds offer better returns than a bank account.
Just as easy as saving in an account
Minimum purchase only NOK 100
Full overview of your savings with the savings app Spare
Mutual funds can easily be bought in the online bank on a computer or in the Spare app.
What is a mutual fund?
A mutual fund is a collection of securities that are put together as one package. You can buy shares in the mutual fund. The portfolio manager uses the money you and other mutual fund savers put into the fund to buy securities for the fund.
- A mutual fund can own from 16 to several hundred different securities.
- A mutual fund can buy shares, bonds and other fixed-income securities.
- The larger the proportion of shares in a fund, the higher the risk and return you can expect.
- The risk and the possible returns are lower the more fixed-income securities there are in a mutual fund.
A mutual funds is suitable for savings for children, because it’s a long-term fund.
Why save in a mutual fund?
Savings in mutual funds using equity funds are long-term savings schemes that are ideal when you are going to put the money aside for at least six years. For example, mutual funds are perfect for savings for children throughout their childhood, or for retirement.
How can I buy a mutual fund?
There are several ways to buy a mutual fund. We recommend everyone to starting saving schemes in mutual funds – that way saving in mutual funds happens automatically. You can easily buy mutual funds through the Spare app, in the online bank and through distributors of our funds. Find the fund that’s best for you and click on ‘buy’.
Information about different types of mutual funds
What is the difference between an equity fund and an index fund?
Index funds are also equity funds, but are managed in a different way. As professional equity fund managers, we usually say that mutual funds are actively managed, while index funds are passively managed. This means that the manager of an active equity fund picks shares based on what he or she thinks will give the best return. In an index fund, the manager buys the shares listed in an index, without deciding which shares will produce the highest profit.
Costs are lower for index funds than for actively managed funds.
Market update, March-April 2023 (in Norwegian only)
Investeringsdirektør Tore André Lysebo og leder for aksjeforvaltningen i DNB Asset Management Knut Hellandsvik
Pricing model for mutual funds
Here you’ll find all the information about the pricing model for mutual funds.
Mutual fund changes
See more information about significant changes to funds that we distribute.
We have gathered all of the purchase forms and other forms onto one page.
EU classification of mutual funds
Read more about how you can compare financial products from a sustainability perspective.
Are you looking for advisory services?
Find out which type of savings is right for you. Order advisory services for savings to get personal advice.
Mutual funds FAQs
Annual costs report for your mutual funds FAQs
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market movements, the skill of the Portfolio Manager, the fund’s risk level, as well as administration costs. The return may also be negative as a result of mark-to-market losses.
EU classification of mutual funds and sustainability in our advisory services
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our mutual fund products
For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Balanced fund invests in both fixed-income securities and shares
Mutual fund that invests the money in fixed-income securities
Mutual fund with sustainability profile
Mutual fund with a focus on climate, environment and the oceans.
Give a gift that can grow in value, minimum amount NOK 100
DNB Lev Mer
Good balance of equities and fixed-income securities, adapted to age bracket
Individual pension savings (IPS),
Fixed savings with tax deferral
Share savings account
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
We have gathered all of the forms onto one page