Payments to and from abroad

You can find your own IBAN number on your account statement, in the online bank under 'Account terms and conditions' or by using the IBAN calculator.

The bank's address is: DNB, PO Box 1600 Sentrum, 0021 Oslo

IBAN (International Bank Account Number) is an international standard for bank account numbers.

BIC stands for Bank Identifier Code and is a code that identifies a specific bank. This is also called SWIFT.

If you have received an invoice, you should be able to find both IBAN and BIC/SWIFT on it. Alternatively, you can contact the person or organisation you need to pay.

The exchange amount and rate you were quoted in the online bank are preliminary calculations, and are provided so that you have a better opportunity to detect errors when registering the amount. The payment will be exchanged at the exchange rate (market rate) that applies at the time it is processed in our international payment system.

The USA, Canada, Australia and South Africa have not adopted IBAN.

When you pay to the USA, you are often asked for a 9-digit number called a Routing number, ABA or FedWire. This number identifies the recipient's bank. You must contact the recipient to obtain this.

You must therefore provide the recipient's regular bank account number in addition to the bank's code.

USD to the USA

In addition to the recipient's account, the national bank code (Fedwire or ABA number) must be provided.

Other currencies to the USA:

In addition to the recipient's account, the BIC (SWIFT address) must be provided

Canada, Australia and South Africa

In addition to the recipient's account, both the BIC and national bank code must be provided.

Canada has a 9-digit bank code.

Australia has a 6-digit bank code (on invoices this is often stated as the BSB number).

South Africa has a 6-digit bank code.

The requirements for sending roubles apply not only to Russia, but regardless of the recipient country.

The following must be provided when making a payment in RUB

If digits 6, 7 and 8 in the recipient's account number are 810, this means that the account is a RUB account.

In addition to the recipient's full name, the INN number must be provided when paying taxes and duties to Russian authorities. The INN is recommended for other payments if this number appears on the invoice to be paid. This is a unique taxpayer identification number (Identification Number of the Tax Payer), 10 digits for businesses and 12 digits for individuals.

Furthermore, the BIK (9-digit bank code for the bank in Russia starting with 04) plus the account number that the recipient's bank holds at the Russian central bank must be provided. This account number is 20 digits and starts with 30101. In addition, we must have the BIC (SWIFT address) of the bank plus the bank's full name and city.

Furthermore, a VO code + text in English describing what the payment is for must be provided. A VO code is a reporting code that indicates the purpose of the payment. If it is unclear which VO code should be used, DNB has been informed that it may be acceptable without one. In that case, the purpose of the payment must be stated in English in the reference field. This means that simply stating, for example, Invoice no.xxxx is not sufficient

A VO code is a reporting code that indicates the purpose of the payment. If it is unclear which VO code should be used, DNB has been informed that it may be acceptable without one. In that case, the purpose of the payment must be stated in English in the reference field. This means that simply stating, for example, Invoice no.xxxx is not sufficient

The payment must be entered in the following manner:

Recipient's account number: 4xxxx810xxxxxxxxxxxx

Recipient's name: Full name + INN number (if applicable)

Message to recipient: The VO number + text in English describing what this payment is for

BIC of recipient's bank: For example SABRRUMM

Field for recipient bank's name and address: RUxxxxxxxxx.30101xxxxxxxxxxxxxxx + the bank's name and city (What is entered after RU is the BIK code of nine digits, followed by the account number that the recipient's bank holds with the Russian central bank).

• International sanctions regulations may result in payments to certain countries not being able to be processed. Sanctions may be directed at individuals, companies, goods, services, specific sectors and/or geographical areas, etc.
• You are responsible for ensuring that the payment does not breach sanctions regulations and for carrying out the necessary examinations. An overview of Norwegian regulations can be found here: Export Control
• Norwegian entities must also observe US sanctions regulations as long as the activity involves a US person, import or export of goods with US content or origin, or if a transaction is made in US dollars (USD). An overview of US regulations and the search page can be found here: Sanctions Programs and Country Information and Sanctions List Search
• At present, it is particularly important to focus on transactions to the following countries/geographical areas: Iran, North Korea, Russia, Crimea and Sevastopol, Cuba, Libya, Sudan, Syria and Somalia.