Ordinary car loan

You may apply for a pre-qualification letter which is valid for three months.

DNB's car loans offer:

  • A repayment period of up to ten years
  • Up to 100 % financing
  • The opportunity to receive a pre-qualification letter valid for three months
  • Security against encumbrances
  • The opportunity to receive eInvoices


Price example ordinary car loan

Conditional on 35% own capital:
Loan amount NOK 150 000
Repayment period: 5 year
Nominal interest rate: 4.35%
Effective interest rate: 5.96%
Front-end fee: NOK  2160
Total cost: NOK 173 181

Price list loans

If you need more information and help, do not hesitate to call us on 04800.

Other types of car loans:

Secure Car loan

Why choose a secured car loan™ ?

If you become unemployed, redundant or put on sick leave, it may be difficult to repay your car loan.

If you have a secured car loan™, you need not worry, as the loan includes an extra insurance which will cover instalment payments in connection with unforeseen events and difficult life circumstances:
•Periods of unemployment or redundancy in excess of 30 days (applies to wage earners)
•100% sick leave in excess of 30 days (applies to wage earners and self-employed persons)
•Hospitalisation in excess of three days (applies to self-employed persons)


Your loan instalments, interest and fees will be paid for up to 12 months for each insurance event, maximum NOK 13 000 per month.
Remaining debt of up to NOK 750 000 will be annulled in case of death.

Interest rate from 4.35% nom
from 5.96 % eff. interest rate.
Conditional on 35% own capital.

Green Car loan

Suitable if you buy a car which fulfils one of the following criteria:

•Ethanol cars E85
•Natural gas or bio-gas cars
•Petrol or diesel cars, including hybrid cars, with maximum emissions of 120 g/km CO2. Diesel cars must be fitted with a particle filter
•Electric cars


Price Green Car Loan

from 4.15 % nom.
from 5.45 % eff. interest rate.

Conditional on 35% own capital.

Car loan for young adults


  • Favourable terms for those between 18 and 34 years of age
  • Buy via a car dealer or from a private person
  • Only a 10% down payment is required
  • Possibility for reduced third party, fire and theft insurance for loans between NOK 25 000 and NOK 100 000
  • GAP guarantee included at no extra cost. (If your car is completely wrecked, GAP covers the outstanding amount of the loan, which is not covered by the insurance. If you only have third party, fire and theft insurance, 50% of the residual debt will be covered)
  • Flexible repayment. With the car as collateral, you can choose a repayment period of up to ten years
  • Only the car serves as collateral. Thus, you need not ask for collateral from others

Price car loan young adults:

from 4.20 % nom.
from 5.81 % eff. interest rate.

Conditional on 35% own capital.