| Cards and accounts | Internet bank and mobile banking | Other services |
| Debit cards (Visa and other cards) | Leve and SAGA | Intro and Student | Other customers | Other customers | Other customers |
| Type of card | Visa * | Visa * | DNB Visa * | Electron | Bankaxept |
| Annual fee Visa | 275.00 | 0.00 ** | 300.00 | 275.00 | 275.00 |
| Annual fee Valyou 1 | 0.00 | 0.00 | 0.00 | ||
| Withdrawals from our ATMs during banking hours | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Withdrawals from our ATMs outside banking hours | 0.00 | 0.00 | 5.00 | 5.00 | 5.00 |
| Witdrawals from other banks' ATMs | 7.00 | 0.00 | 7.00 | 7.00 | 7.00 |
| Purchases with debit card in and outside Norway | 0.00 | 0.00 | 2.50 | 2.50 | 2.50 |
| Supplementary card | 275.00 | 275.00 | 300.00 | 275.00 | 275.00 |
| Emergency card/ emergency cash outside Norway | 0.00 | 0.00 | 300.00 | N/A | N/A |
| Foreign currency withdrawals from DNB’s ATMs | 20.00 | 20.00 (Intro) 0.00 (Student) |
20.00 | 20.00 | 20.00 |
| Visa withdrawals from other banks in Norway | 35.00 | 35.00 (Intro) 0.00 (Student) |
35.00 | 35.00 | |
| Cash withdrawals outside Norway: ATM, bank, bureau de change | 35.00 | 0.00 | 35.00 | 35.00 | |
| Replacement card ordered through Internet Banking Service (If ordered manually: NOK 200) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Design your own card |
75.00*** | 75.00**** | N/A | N/A | N/A |
Conversion fee for use outside Norway 1.75%. This comes in addition to the fees specified above. Amounts will be converted to NOK
*Visa is also offered with no identification on the back (does not apply for SAGA and Intro)
** Student: free of charge for the first 5 years, thereafter NOK 275 per year. Intro: Visa card outside customer package: NOK 275 per year
*** SAGA Gold and Platinum: Option of designing your own card not available
**** Intro: initial order on design is free of charge
1 Valyou
Annual fee and transaction costs for Visa in Valyou will be charged from 2016. Annual fee will be NOK 250.
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| MasterCard | Leve and SAGA | Student | Other customers |
| Type of card | MasterCard | MasterCard | DNB MasterCard |
| Annual fee | 0.00 | 0.00 | 250.00 |
| Purchases in and outside Norway | 0.00 | 0.00 | 0.00 |
| Withdrawals from ATMs in and outside Norway | 35.00 + 1% of amount | 0.00 | 35.00 + 1% of amount |
| Withdrawals from banks in and outside Norway | 75.00 + 1% of amount withdrawn | 0.00 | 75.00 + 1% of amount withdrawn |
| Foreign currency withdrawals from DNB’s ATMs | 30.00 | 30.00 | 30.00 |
| Administration fee per invoice | 0.00 | 0.00 | 0.00 |
| Nominal monthly interest rate on credit line drawings. Variable, i.e. subject to change. | 1.50% (effective 20.62% p.a.)* | 1.55% (effective 20.27% p.a.) | 1.6% (effective 29.55% p.a.)*** |
| Interest-free credit period | Up to 45 days | Up to 45 days | Up to 45 days |
| Transfer from MasterCard to account via telephone banking service | 0,00 | 0,00 | 0,00 |
| Emergency card/cash outside Norway | 0.00 | 0.00 | 0.00 |
| Overdraft fee per invoice | 100.00 | 100.00 | 100.00 |
| Supplementary card | 250.00 | N/A | 90.00 |
| Replacement card | 100.00 | 0.00 | 100.00 |
| Fee invoice sent by post | 35,00** | 0,00 | 20,00 |
*The nominal interest rate for “Leve” subscribers is currently 1.55% of utilised credit per month.
**Applies only to "Leve"-subscribers, not SAGA.
***Annual fee is included in basis for calculating effective interest rate.
A conversion fee of 1.75 % comes in addition to the above for purchases outside Norway. Amounts will be converted to NOK.
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| Card linked to bill payment account |
Leve, Student and SAGA |
Other customers |
| Annual fee | 200.00 | 200.00 |
| Other fees - same as for Visa. See above |
| DNB Gift card | |
| Purchase price | 50.00 |
| Purchases | 0.00 |
| Withdrawals from ATMs | 30.00 + 1 % of amount |
| Over the counter withdrawals | 75.00 + 1 % of amount |
| Transfer of funds to own account | 50.00 |
| Replacement card - if card defective - if card stolen - if card lost |
0.00 0.00 50.00 |
| Currency conversion fee: | 1,75 % |
| Current account – deposit rates |
Leve, Intro, Student and SAGA |
Other customers |
| Interest rate | 0.10 % | 0.10 % |
| Interest rate | |
| Equity trading account | 1.80 % |
| Security deposit account | Interest rate |
| Balance up to NOK 100 000 | 0.10 % |
| Balance NOK 100 000 or more | 1.65 % |
| Opening and maintenance of security deposit account (the up-front fee is paid by the landlord and it is regulated by the landlords customer package) |
Internet banking Leve, Student, and SAGA |
Branch office Leve, Student, and SAGA |
Internet banking/ branch office Other customers |
Internet banking/ branch office Customer of another bank |
| Up-front fee | 300,00 | 600,00 | 800,00 | 1 500,00 |
| Internet banking service | Leve, Intro, Student and SAGA | Other customers |
| Set up and monthly fee | 0.00 | 0.00 |
| Payment using KID* in Norway | 0.00 | 2.00 |
| Payment with message but no KID, in Norway | 0.00 | 3.00 |
| E-invoice and direct debit (“AvtaleGiro”) payments | 0.00 | 2.00 |
| Transfer between own accounts in DNB | 0.00 | 0.00 |
| Transfer from MasterCard to account | 0,00 | 0,00 |
| Receipt sticker sent by post | 14.00 | 14.00 |
| Rejection of defective payment instructions | 85.00 | 85.00 |
|
Online equity trading service |
0.00** 0.00** |
0.00 0.00 |
| Mobile banking |
Leve, Intro, Student and SAGA |
Other customers |
| Payment with KID in Norway | 0.00 | 2.00 |
| Payment with message but no KID, in Norway | 0.00 | 3.00 |
| Transfer between own accounts in DNB | 0.00 | 0.00 |
| Text banking |
Leve and SAGA | Intro and Student | Other customers |
| Balance | 1.00 | 0.00 | 3.00 |
| Account summary | 1.00 | 0.00 | 3.00 |
| Payment summary | 1.00 | 0.00 | 3.00 |
| MasterCard balance | 1.00 | 0.00** | 3.00 |
| Next balance | 1.00 | 0.00 | 3.00 |
| MasterCard transfer | 1.00 | 0.00** | 3.00 |
| Transfer between own accounts in DNB | 1.00 | 0.00 | 3.00 |
| Family and friends payment | 1.00 | 0.00* | 3.00 |
| Max 500 | 1.00 | 0.00* | 3.00 |
| Mutual fund query | 1.00 | 0.00 | 3.00 |
| eFaktura (e-bill) for processing | 1.00 | 0.00** | 3.00 |
| Approve eFaktura payment | 1.00 | 0.00** | 3.00 |
| Contact information | 0.00 | 0.00 | 0.00 |
| Help | 0.00 | 0.00 | 0.00 |
| Text notifications (per received text) | Leve and SAGA | Intro and Student | Other customers |
| Bank statement in electronic mailbox | 2.00 | 0.00 | 4.00 |
| Notice of interest rate change sent to electronic mailbox | 2.00 | 0.00* | 4.00 |
| Incoming and outgoing payments sent to electronic mailbox | 2.00 | 0.00 | 4.00 |
| Unexecuted payments sent to electronic mailbox | 2.00 | 0.00 | 4.00 |
| Contract note sent to electronic mailbox | 2.00 | 0.00 | 4.00 |
| Balance threshold | 2.00 | 0.00 | 4.00 |
| Insufficient funds | 2.00 | 0.00 | 4.00 |
| Salary/nat’l insurance/pension | 2.00 | 0.00 | 4.00 |
| Loan payment | 2.00 | 0.00* | 4.00 |
| Cross-border payment | 2.00 | 0.00 | 4.00 |
| Use of bankcard | 2.00 | 0.00 | 4.00 |
| Use of MasterCard | 2.00 | 0.00* | 4.00 |
| Use of BankAxess | 2.00 | 0.00 | 4.00 |
| eFaktura (e-invoice) | 2.00 | 0.00* | 4.00 |
| Kontofon (telephone banking service) | Leve , Intro, Student and SAGA | Other customers |
| Per call | 0.00 | 1.00 |
| Transfer between own accounts in DNB | 0.00 | 0.00 |
| List of latest transactions | 1.00 | 1.00 |
| Balance query, other account | 0.00 | 0.00 |
| AvtaleGiro (direct debit) | Leve , Intro, Student and SAGA | Other customers |
| Per payment | 0.00 | 2.00 |
| Not processed due to insufficient funds | 85.00 | 85.00 |
| Stop payment | 6.00 | 6.00 |
| Re-activate payment | 0.00 | 0.00 |
| New AvtaleGiro agreement | 0.00 | 0.00 |
| TeleGiro |
Leve , Intro, Student and SAGA |
Other customers |
| Per call | 0.00 | 1.00 |
| Per payment with KID* | 0.00 | 2.00 |
| Per payment with message but no KID | 0.00 | 3.00 |
| Receipt sticker sent by post | 14.00 | 14.00 |
| Rejection of defective payment instructions | 85.00 | 85.00 |
| Stop payment | 0.00 | 0.00 |
| Re-activate payment | 0.00 | 0.00 |
| BankAxess |
Leve , Intro, Student and SAGA |
Other customers |
| Debit of account | 0.00 | 2.50 |
| In-store banking outlet | |
| Withdrawal - using card - not using card |
0.00 0.00 |
| Deposit to account | 0.00 |
| Giro payment - using DNB bankcard* - other customers |
35.00 75.00 |
|
Encashment of giro money order |
0.00 0.00 50.00 |
| Outgoing cross-border payments | Electronic | Paper-based |
| Europe payment 1) | 30.00 | |
| Ordinary | 60.00 | 160.00 |
| Express | 300.00 | 400.00 |
| To recipient without account – paid out in cash/cheque | 260.00 | |
| Cross-border payments – supplementary services | ||
| Additional charge if payer pays charges outside Norway | 135.00 | 135.00 |
| Extra notification by telefax | 150.00 | |
| Customer error that leads to claim/objection (including stop payment/recall of payment) 2) | 300.00 | 300.00 |
1) The transfer must be in Euro or the currency of the receiving country. Click here for list of countries. Only valid alternative for charges is ‘shared payer/payee’.
2) Any other Bank charges are in addition to this.
NB! If the payment has been debited from the account, recalling it will involve reversing the payment using the bank's buying price for the currency in question. The currency exchange will normally result in a loss.
The fees for standing orders are the same as for paper-based payments.
| Incoming cross-border payments | Electronic | International cheque in NOK or other currency |
| Amounts up to NOK 5 000 (or equivalent in other currency) 1) | 50.00 | |
| Amounts exceeding NOK 5 000 (or equivalent in other currency) 1) | 100.00 | |
| EU/SEPA payment 1) | 20.00 | |
| Pension payment to account – all amounts | 0.00 | |
| Cheque up to NOK 2 000 2) | 75.00 | |
| Cheque exceeding NOK 2 000 2) | 150.00 | |
| Pension cheque | 0.00 |
| Incoming cross-border payments – supplementary services | |
| Additional notification by telefax | 150.00 |
| Cheque sent for collection through bank outside Norway 3) | 450.00 |
| Honoured cheque returned by bank outside Norway 3) | 150.00 |
| BrevGiro (giros sent for processing in special pre-addressed envelopes) | |
| Fee per giro (postage per envelope comes in addition to this) | 10.00 |
| Return of unprocessed giros due to insufficient funds, incorrect form or insufficient information | 85.00 |
| Issuance of money order | 100.00 |
| Receipt sticker sent by post | 14.00 |
| List of receipts sent by post | 10.00 |
| Standing orders (fixed payment agreements set up in branch office) | |
| Set-up or amendment of standing order to pay funds to someone else’s account | 50.00 |
| Fixed payments to someone else’s account, with notification – per notification | 10.00 |
| Payment order rejected due to insufficient funds | 85.00 |
| Setting up/amending savings agreements - within the DNB group - outside the DNB group |
0.00 50.00 |
| Manual services in branch office Special rates apply for other banks´ customers. For further information please contact one of our branch offices. |
|
| Giro paid in cash over the counter - fee if the recipient’s account number is not specified |
75.00 135.00 |
| Giro delivered over the counter for debit from account - fee if the recipient’s account number is not specified |
75.00 100.00 |
| Donation to charity fund-raiser paid by giro | 0.00 |
| Purchase of gift cheque or money order | 60.00 |
| Rolls of coins (per roll) - charge for DNB customers - charge for other banks’ customers |
4.00 15.00 |
| Encashment of giro money order | 75.00 |
| Encashment of cheque or money order - drawn on DNB - drawn on another bank |
0.00 100.00 |
|
Cash deposits |
0.00 75.00 |
| Cash withdrawal over the counter: - from own account in DNB - from account in another bank (for DNB’s customers only) |
0.00 100.00 |
| Cheque (per cheque written) | 50.00 |
| Closing of account - to own account in DNB - to other customer´s account in DNB - to account in another bank |
0.00 75.00 75.00 |
| Coin counting for DNB customers | 0.00 |
| Transfer between own accounts in DNB - with message - without message |
10.00 10.00 |
| Transfer to other customer’s account in DNB | 75.00 |
| Return of payment instructions rejected due to insufficient funds on account | 85.00 |
| Cheque, bank draftor Giro money order deposited into account | 0.00 |
| Refund of uncashed giro money order | 50.00 |
| Redemption of unused travellers’ cheques - purchased from DNB - if not purchased from DNB, fee per cheque |
0.00 50.00 |
| Purchase/sale of foreign currency cash | 50.00 |
| Photocopies | |
| Copy of voucher/statement, per copy (e.g. giro, bank statement, annual statement etc.) | 100.00 |
| Safe-deposit boxes | |
| For information about prices for renting bank boxes please contact the relevant DNB office | |
| If no debit account in DNB is specified, a fee will be charged for sending an invoice for the rent | 50,00 |
| Replacement of lock if customer has lost the safe-deposit box key | 500,00 |
| Locksmith service for opening safe-deposit box if customer has lost both keys. Includes replacement of lock | 1500,00 |
| Transaction type | Value-date | Before cut-off time | After cut-off time |
| Out | Debit | Today’s date | Next banking day |
| Fee | Debit | Today’s date | Next banking day |
| Cheque | Debit | Today’s date | Today’s date |
| In | Credit | Today’s date | Next banking day |
| Transfer/payment | Debit | Today’s date | Next banking day |
| Type of card | ATM withdrawals in and outside Norway | Manual (over the counter) withdrawals in Norway | Manual withdrawals outside Norway | Purchases in and outside Norway |
| Student MasterCard |
NOK 9 900 | Up to available balance on credit line: college/officers’ training school/university students and apprentices min. NOK 5,000* others min. NOK 2,500* max. NOK 25,000* | NOK 9 900 | Max. use and credit limit |
| Leve MasterCard |
NOK 9 900 | Up to available balance on credit line. Min. NOK 10,000** max. NOK 100,000** | NOK 9 900 | Max. use and credit limit |
| SAGA MasterCard Gold |
NOK 19 800 | Up to available balance on credit line. Max. NOK 150,000 | NOK 19 800 | Max. use and credit limit |
| SAGA MasterCard Platinum |
NOK 19 800 | Up to available balance on credit line. Max. NOK 250,000 | NOK 19 800 | Max. use and credit limit |
| DNB MasterCard |
NOK 9 900 | Up to available balance on credit line. Max. NOK 100,000 | NOK 9 900 | Max. use and credit limit |
| Leve Ung (for persons aged 13-20) Current subscribers only - new subscriptions no longer for sale |
|
| Interest rate | 0,10 % |
| Leve Senior (from age 60) | |
| Current subscribers only - new subscriptions no longer for sale | |
| Interest rate | 0,10 % |
| Kontofon (telephone banking service) | |
| Per call | 0.50 |
| Information about the last ten transactions | 0.50 |
| BrevGiro | |
| Fee per giro (postage per envelope comes in addition to this) | 4.00 |
General information
Telephone service provider charges
When you call DNB or use SMS or telephone services, your telephone service provider´s charges will come in addition to the amount set out in this price list. Some telephone service providers charge special rates for calls to 5-digit numbers. Click here for more information about these rates.
Corporate customers
Please see the price list for corporate customers posted on the webpage dnb.no/corporate
Use of cards outside Norway
The currency exchange rate applied to card purchases outside Norway is the rate on the settlement date in Visa International and Master Card International, respectively, plus a conversion fee of 1.75%. All purchases and withdrawals using DNB VISA and DNB MasterCard cards will be converted to NOK
Unauthorised overdrafts – interest and charges
Overdrawing of accounts is not allowed and penalty interest will accrue. The penalty interest rate is currently 20% p.a. Dunning fees in accordance with the Norwegian Debt Collection Act come in addition to this.
Commercial customers
Please see the price list for corporate customers posted on the webpage dnbnor.no/corporate
We reserve the right to change the rates and prices at any time and do not guarantee that there are no errors in the price list.
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