Price list account, card and internet banking

Other prices:
Savings and Insurance
Loans

Leve package and SAGA
Our banking packages include a current account, card and Internet bank services. The banking services you use the most, such as debit card purchases and bill payments using the Internet bank are free of charge. You only have to pay NOK 275 annualy for Visa card. For further prices, please see below.

Intro and Student
Our banking packages include a current account, card and Internet bank services, and the use of this services is free of charge. Student is for you between 18 and 34 years. For further prices, please see below.




Cards and accounts Internet bank and mobile banking Other services

No longer for sale
Leve Ung | Leve Senior






Debit cards (Visa and other cards) Leve and SAGA Intro and Student Other customers Other customers Other customers
Type of card Visa * Visa * DNB Visa * Electron Bankaxept
Annual fee 275.00 0.00 ** 300.00 275.00 275.00
Withdrawals from our ATMs during banking hours 0.00 0.00 0.00 0.00 0.00
Withdrawals from our ATMs outside banking hours 0.00 0.00 5.00 5.00 5.00
Witdrawals from other banks' ATMs 7.00 0.00 7.00 7.00 7.00
Purchases with debit card in and outside Norway 0.00 0.00 2.50 2.50 2.50
Supplementary card 275.00 275.00 300.00 275.00 275.00
Emergency card/ emergency cash outside Norway 0.00 0.00 300.00 N/A N/A
Foreign currency withdrawals from DNB’s ATMs 20.00 20.00 (Intro)
0.00 (Student)
20.00 20.00 20.00
Visa withdrawals from other banks in Norway 35.00 35.00 (Intro)
0.00 (Student)
35.00 35.00  
Cash withdrawals outside Norway: ATM, bank, bureau de change 35.00 0.00 35.00 35.00  
Replacement card ordered through Internet Banking Service (If ordered manually: NOK 200) 0.00 0.00 0.00 0.00 0.00

Design your own card

75.00*** 75.00**** N/A N/A N/A

Conversion fee for use outside Norway 1.75%. This comes in addition to the fees specified above. Amounts will be converted to NOK

*Visa is also offered with no identification on the back (does not apply for SAGA and Intro)
** Student: free of charge for the first 5 years, thereafter NOK 275 per year. Intro: Visa card outside customer package: NOK 275 per year

*** SAGA Gold and Platinum: Option of designing your own card not available

**** Intro: initial order on design is free of charge

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MasterCard Leve and SAGA Student Other customers
Type of card MasterCard MasterCard DNB MasterCard
Annual fee 0.00 0.00 250.00
Purchases in and outside Norway 0.00 0.00 0.00
Withdrawals from ATMs in and outside Norway 35.00 + 1% of amount 0.00 35.00 + 1% of amount
Withdrawals from banks in and outside Norway 75.00 + 1% of amount withdrawn 0.00 75.00 + 1% of amount withdrawn
Foreign currency withdrawals from DNB’s ATMs 30.00 30.00 30.00
Administration fee per invoice 0.00 0.00 0.00
Nominal monthly interest rate on credit line drawings. Variable, i.e. subject to change. 1.50% (effective 20.62% p.a.)* 1.55% (effective 20.27% p.a.) 1.6% (effective 29.55% p.a.)***
Interest-free credit period Up to 45 days Up to 45 days Up to 45 days
Transfer from MasterCard to account via telephone banking service 0,00 0,00 0,00
Emergency card/cash outside Norway 0.00 0.00 0.00
Overdraft fee per invoice 100.00 100.00 100.00
Supplementary card 250.00 N/A 90.00
Replacement card 100.00 0.00 100.00
Fee invoice sent by post 35,00** 0,00 20,00

*The nominal interest rate for “Leve” subscribers is currently 1.55% of utilised credit per month.
**Applies only to "Leve"-subscribers, not SAGA. 
***Annual fee is included in basis for calculating effective interest rate.


A conversion fee of 1.75 % comes in addition to the above for purchases outside Norway. Amounts will be converted to NOK.

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Card linked to bill payment account

Leve, Student and SAGA

Other customers
Annual fee 200.00 200.00
Other fees - same as for Visa. See above    

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DNB Gift card  
Purchase price 50.00
Purchases 0.00
Withdrawals from ATMs 30.00 + 1 % of amount
Over the counter withdrawals 75.00 + 1 % of amount
Transfer of funds to own account 50.00
Replacement card
- if card defective
- if card stolen
- if card lost

0.00
0.00
50.00
Currency conversion fee: 1,75 %

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Current account – deposit rates

Leve, Intro, Student and SAGA

Other customers
Interest rate 0.10 % 0.10 %


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  Interest rate
Equity trading account 1.80 %


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Security deposit account Interest rate
Balance up to NOK 100 000 0.15 %
Balance NOK 100 000 or more 2.05 %


Opening and maintenance of security of deposit account Leve, Intro, Student and SAGA Other customers If landlord is customer of another bank
Fee 600 800 1 500

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Internet banking service Leve, Intro, Student and SAGA Other customers
Set up and monthly fee 0.00 0.00
Payment using KID* in Norway 0.00 2.00
Payment with message but no KID, in Norway 0.00 3.00
E-invoice and direct debit (“AvtaleGiro”) payments 0.00 2.00
Transfer between own accounts in DNB 0.00 0.00
Transfer from MasterCard to account 0,00 0,00
Receipt sticker sent by post 14.00 14.00
Lost/damaged code device: Reorder 100.00 100.00
Rejection of defective payment instructions 85.00 85.00

Online equity trading service
- Link-up
- Monthly fee


0.00**
0.00**

0.00
0.00
* KID = customer & invoice ID
** Service not available for Intro customers

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Mobile banking

Leve, Intro, Student and SAGA

Other customers
Payment with KID in Norway 0.00 2.00
Payment with message but no KID, in Norway 0.00 3.00
Transfer between own accounts in DNB 0.00 0.00
The mobile telephone operator’s charges come in addition to the above.

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Text banking
Leve and SAGA Intro and Student Other customers
Balance 1.00 0.00 3.00
Account summary 1.00 0.00 3.00
Payment summary 1.00 0.00 3.00
MasterCard balance 1.00 0.00** 3.00
Next balance 1.00 0.00 3.00
MasterCard transfer 1.00 0.00** 3.00
Transfer between own accounts in DNB 1.00 0.00 3.00
Family and friends payment 1.00 0.00* 3.00
Max 500 1.00 0.00* 3.00
Mutual fund query 1.00 0.00 3.00
eFaktura (e-bill) for processing 1.00 0.00** 3.00
Approve eFaktura payment 1.00 0.00** 3.00
Contact information 0.00 0.00 0.00
Help 0.00 0.00 0.00
The mobile telephone operator`s charges come in addition to the above. You only pay the bank for each Text message you receive for DNB. Fees accrued for each month will be charged to your bank account at the end of the month. Fees for using our Text banking services and notifications are not paid via your mobile subscription or phone bill.

* The service is not available for customers under 15
** The service is not available for customers under 18

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Text notifications (per received text) Leve and  SAGA Intro and Student Other customers
Bank statement in electronic mailbox 2.00 0.00 4.00
Notice of interest rate change sent to electronic mailbox 2.00 0.00* 4.00
Incoming and outgoing payments sent to electronic mailbox 2.00 0.00 4.00
Unexecuted payments sent to electronic mailbox 2.00 0.00 4.00
Contract note sent to electronic mailbox 2.00 0.00 4.00
Balance threshold 2.00 0.00 4.00
Insufficient funds 2.00 0.00 4.00
Salary/nat’l insurance/pension 2.00 0.00 4.00
Loan payment 2.00 0.00* 4.00
Cross-border payment 2.00 0.00 4.00
Use of bankcard 2.00 0.00 4.00
Use of MasterCard 2.00 0.00* 4.00
Use of BankAxess 2.00 0.00 4.00
eFaktura (e-invoice) 2.00 0.00* 4.00
* The service is not available for customers under 18

You will be charged a fee for each text message you receive from DNB. Fees accrued for each month will be charged to your bank account at the end of the month. Fees for using Text banking services and notifications are not paid via your mobile subscription or phone bill.

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Kontofon (telephone banking service) Leve , Intro, Student and SAGA Other customers
Per call 0.00 1.00
Transfer between own accounts in DNB 0.00 0.00
List of latest transactions 1.00 1.00
Balance query, other account 0.00 0.00
The mobile telephone operator’s charges come in addition to the above.
* The service is not available for Intro customers

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AvtaleGiro (direct debit) Leve , Intro, Student and SAGA Other customers
Per payment 0.00 2.00
Not processed due to insufficient funds 85.00 85.00
Stop payment 6.00 6.00
Re-activate payment 0.00 0.00
New AvtaleGiro agreement 0.00 0.00

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TeleGiro

Leve , Intro, Student and SAGA

Other customers
Per call 0.00 1.00
Per payment with KID* 0.00 2.00
Per payment with message but no KID 0.00 3.00
Receipt sticker sent by post 14.00 14.00
Rejection of defective payment instructions 85.00 85.00
Stop payment 0.00 0.00
Re-activate payment 0.00 0.00
* KID = customer/invoice ID

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BankAxess

Leve , Intro, Student and SAGA

Other customers
Debit of account 0.00 2.50

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In-store banking outlet  
Withdrawal
- using card
- not using card

0.00
0.00
Deposit to account 0.00
Giro payment
- using DNB bankcard*
- other customers

35.00
75.00

Encashment of giro money order
- for deposit in DNB account
- paid in cash to DNB customer*
- paid in cash to person without DNB account


0.00
0.00
50.00
*Customer relationship verified when the bankcard is swiped in the shop’s terminal

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Outgoing cross-border payments Electronic Paper-based
Europe payment 1) 30.00  
Ordinary 60.00 160.00
Express 300.00 400.00
To recipient without account – paid out in cash/cheque   260.00
Cross-border payments – supplementary services    
Additional charge if payer pays charges outside Norway 135.00 135.00
Extra notification by telefax 150.00  
Customer error that leads to claim/objection (including stop payment/recall of payment) 2) 300.00 300.00

1) The transfer must be in Euro or the currency of the receiving country. Click here for list of countries. Only valid alternative for charges is ‘shared payer/payee’.

2) Any other Bank charges are in addition to this.
NB! If the payment has been debited from the account, recalling it will involve reversing the payment using the bank's buying price for the currency in question. The currency exchange will normally result in a loss.

The fees for standing orders are the same as for paper-based payments.


Incoming cross-border payments Electronic International cheque in NOK or other currency
Amounts up to NOK 5 000 (or equivalent in other currency) 1) 50.00  
Amounts exceeding NOK 5 000 (or equivalent in other currency) 1) 100.00  
EU/SEPA payment 1) 20.00  
Pension payment to account – all amounts 0.00  
Cheque up to NOK 2 000 2)   75.00
Cheque exceeding  NOK 2 000 2)   150.00
Pension cheque   0.00

Incoming cross-border payments – supplementary services  
Additional notification by telefax 150.00
Cheque sent for collection through bank outside Norway 3) 450.00
Honoured cheque returned by bank outside Norway 3) 150.00

1) Applies to payments where IBAN and BIC are specified sent from EU/EEA country using standard code for charges – i.e. payee only pays charges in Norway. Applies to all amounts in Euro and up to SEK 500 000 for payments in Swedish kroner. The fee for payments exceeding SEK 500 000 is NOK 100.

2) Also applies to recall of international cheque issued by DNB. The fee is NOK 20 for cheques under NOK 300

3) Any other Bank charges are in addition to this.

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BrevGiro (giros sent for processing in special pre-addressed envelopes)  
Fee per giro (postage per envelope comes in addition to this) 10.00
Return of unprocessed giros due to insufficient funds, incorrect form or insufficient information 85.00
Issuance of money order 100.00
Receipt sticker sent by post 14.00
List of receipts sent by post 10.00

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Standing orders (fixed payment agreements set up in branch office)  
Set-up or amendment of standing order to pay funds to someone else’s account 50.00
Fixed payments to someone else’s account, with notification – per notification 10.00
Payment order rejected due to insufficient funds 85.00
Setting up/amending savings agreements
- within the DNB group
- outside the DNB group
0.00
50.00

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Manual services in branch office
Special rates apply for other banks´ customers. For further information please contact one of our branch offices.
 
Giro paid in cash over the counter
- fee if the recipient’s account number is not specified
75.00
135.00
Giro delivered over the counter for debit from account
- fee if the recipient’s account number is not specified
75.00
100.00
Donation to charity fund-raiser paid by giro 0.00
Purchase of gift cheque or money order 60.00
Rolls of coins (per roll)
- charge for DNB customers
- charge for other banks’ customers

4.00
15.00
Encashment of giro money order 75.00
Encashment of cheque or money order
- drawn on DNB
- drawn on another bank

0.00
100.00

Cash deposits
- deposited in own account over the counter or in cash deposit machine
- deposited in another person’s account in DNB

0.00
75.00
Cash withdrawal over the counter:
- from own account in DNB
- from account in another bank (for DNB’s customers only)

0.00
100.00
Cheque (per cheque written) 50.00
Closing of account
- to own account in DNB
- to other customer´s account in DNB
- to account in another bank

0.00
75.00
75.00
Coin counting for DNB customers 0.00
Transfer between own accounts in DNB
- with message
- without message

10.00
10.00
Transfer to other customer’s account in DNB 75.00
Return of payment instructions rejected due to insufficient funds on account 85.00
Cheque, bank draftor Giro money order deposited into account 0.00
Refund of uncashed giro money order 50.00
Redemption of unused travellers’ cheques
- purchased from DNB
- if not purchased from DNB, fee per cheque

0.00
50.00
Purchase/sale of foreign currency cash 50.00


Photocopies  
Copy of voucher/statement, per copy (e.g. giro, bank statement, annual statement etc.) 100.00


Safe-deposit boxes  
For information about prices for renting bank boxes please contact the relevant DNB office  
If no debit account in DNB is specified, a fee will be charged for sending an invoice for the rent 50,00
Replacement of lock if customer has lost the safe-deposit box key 500,00
Locksmith service for opening safe-deposit box if customer has lost both keys. Includes replacement of lock 1500,00


Value-dating rules
The value date is the date from/to which interest is calculated on amounts deposited over the counter, by means of cash deposit machines or in connection with money transfers. The cut-off time for same day value-dating of credit and debit transactions is 13:30.

The value-date for transactions after the cut-off time will be the next banking day or the next calendar day as set out below:

Transaction type Value-date Before cut-off time After cut-off time
Out Debit Today’s date Next banking day
Fee Debit Today’s date Next banking day
Cheque Debit Today’s date Today’s date
In Credit Today’s date Next banking day
Transfer/payment Debit Today’s date Next banking day

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Card use limits

MasterCard
The limits below apply to total withdrawals and/or purchases in a seven-day period

Type of card ATM withdrawals in and outside Norway Manual (over the counter) withdrawals in Norway Manual withdrawals outside Norway Purchases in and outside Norway
Student
MasterCard
NOK 9 900 Up to available balance on credit line: college/officers’ training school/university students and apprentices min. NOK 5,000* others min. NOK 2,500* max. NOK 25,000* NOK 9 900 Max. use and credit limit
Leve
MasterCard
NOK 9 900 Up to available balance on credit line. Min. NOK 10,000** max. NOK  100,000** NOK 9 900 Max. use and credit limit
SAGA
MasterCard Gold
NOK 19 800 Up to available balance on credit line. Max. NOK 150,000 NOK 19 800 Max. use and credit limit
SAGA
MasterCard Platinum
NOK 19 800 Up to available balance on credit line. Max. NOK 250,000 NOK 19 800 Max. use and credit limit
DNB
MasterCard
NOK 9 900 Up to available balance on credit line. Max. NOK 100,000 NOK 9 900 Max. use and credit limit
* Student: Former Intro customers over the age of 18, pre-approved for Student programme:
NOK 5 000.
**Former Intro customers pre-approved for Leve: NOK 5 000.
*/** Higher credit limits for subscribers to the Student and Leve may be granted to customers over the age of 18 who have student loans, grants or documented monthly income of at least NOK 2 000.

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Leve Ung (for persons aged 13-20)
Current subscribers only - new subscriptions no longer for sale
 
Interest rate 0,10 %

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Leve Senior (from age 60)  
Current subscribers only - new subscriptions no longer for sale  
Interest rate 0,10 %
Kontofon (telephone banking service)  
Per call 0.50
Information about the last ten transactions 0.50
BrevGiro  
Fee per giro (postage per envelope comes in addition to this) 4.00
* The mobile telephone operator’s charges come in addition to the above.

Other prices for Leve Senior. Same as Leve.

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General information


Telephone service provider charges
When you call DNB or use SMS or telephone services, your telephone service provider´s charges will come in addition to the amount set out in this price list. Some telephone service providers charge special rates for calls to 5-digit numbers. Click here for more information about these rates.

Corporate customers
Please see the price list for corporate customers posted on the webpage dnb.no/corporate

Use of cards outside Norway
The currency exchange rate applied to card purchases outside Norway is the rate on the settlement date in Visa International and Master Card International, respectively, plus a conversion fee of 1.75%. All purchases and withdrawals using DNB VISA and DNB MasterCard cards will be converted to NOK

Unauthorised overdrafts – interest and charges
Overdrawing of accounts is not allowed and penalty interest will accrue. The penalty interest rate is currently 20% p.a. Dunning fees in accordance with the Norwegian Debt Collection Act come in addition to this.

Commercial customers

Please see the price list for corporate customers posted on the webpage dnbnor.no/corporate

Deposit guarantee
As required by to the Norwegian Act number 75 of 6 December 1996 on Guarantee Schemes for Banks, the bank is a member of the Norwegian Banks’ Guarantee Fund. In accordance with the Act, aggregate deposits of up to NOK 2 million per depositor are guaranteed by the fund. The maximum amount of NOK 2 million applies even if the depositor has several accounts in DNB, irrespective of whether the accounts were opened in DNB, Den norske Bank, Gjensidige NOR Sparebank, DNB, DnB Privatbank, Vika Bank or Cresco, as these are all part of the DNB Bank group. Any amounts owed to the bank may be set off against the guaranteed amount if the debt has fallen due for payment and the bank has a right of set-off according to then prevailing Norwegian law. The guarantee shall apply even if the bank itself is unable to meet its financial obligations.

How to contact us:

  • Se www.dnb.no
  • Call customer service on 04800 24-hours a day. (The telephone prompts are currently only in Norwegian. Customers who do not speak Norwegian can call our switchboard at 03000 during office hours and ask for Customer Service. If you get Customer Service to register you as English speaking, you will be automatically put through to a customer service representative the next time you call 04800)
  • Drop by one of our branch offices

We reserve the right to change the rates and prices at any time and do not guarantee that there are no errors in the price list.

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Contact us
24 hours a day, every day
+47 915 04800