Price list accounts, cards and internet banking

Silver card (Leve package) and SAGA
Our banking packages include a current account, card and Internet bank services. The banking services you use the most, such as debit card purchases and bill payments using the Internet bank are free of charge. You only pay NOK 275 annualy for Visa card. For further prices, please see below.

Intro and Student
Our banking packages include a current account, card and Internet bank services, and the use of this services is free of charge. Student is for you between 18 and 34 years. For further prices, please see below.




Cards and accounts Internet bank and mobile banking Other services

Intro and Student

  Current price
Annual fee Free
Purchases with debit card in and outside Norway Free
Withdrawals from our ATMs Free
Witdrawals from other banks' ATMs Free
Foreign currency withdrawals from DNB's ATMs Free
Cash withdrawals outside Norway: ATM and bank Free
Conversion fee for use outside Norway
1.95%
Express delivery of card (Student) NOK 850

SAGA

  Current price
Annual fee NOK 275
Purchases with debit card in and outside Norway Free
Withdrawals from our ATMs NOK 10
Withdrawals from other banks' ATMs NOK 10
Foreign currency withdrawals from DNB's ATMs NOK 10
VISA withdrawals in other banks NOK 40
Cash withdrawals outside Norway: ATM and bank NOK 40
Conversion fee for use outside Norway
1.95%
Express delivery of card NOK 850

Silver card (Leve package)

  Current price
Annual fee NOK 275
Purchases with debit card in and outside Norway Free
Withdrawals from our ATMs NOK 10
Witdrawals from other banks' ATMs NOK 10
Foreign currency withdrawals from DNB's ATMs NOK 10
VISA withdrawals in other banks NOK 40
Cash withdrawals outside Norway: ATM and bank NOK 40
Conversion fee for use outside Norway
1.95%
Express delivery of card NOK 850

Other cards

  Current price
Annual fee NOK 275
Purchases with debit card in and outside Norway Free
Withdrawals from our ATMs NOK 10
Witdrawals from other banks' ATMs NOK 10
Foreign currency withdrawals from DNB's ATMs NOK 10
VISA withdrawals in other banks NOK 40
Cash withdrawals outside Norway: ATM and bank NOK 40
Conversion fee for use outside Norway
1.95%
Express delivery of card NOK 850

Mastercard

Student

  Current price
Annual fee Free
Purchases in and outside Norway Free
Withdrawals from ATMs in and outside Norway Free
Fee invoice sent by post (eFaktura is free) NOK 39
Transfer from Mastercard to account Free *
SAS EuroBonus** NOK 49 per month
Currency  
Foreign currency withdrawals from DNB's ATMs Free
Conversion fee when used abroad 1.95%
Nominal interest rate on credit line drawings 18.60%
Express delivery of card NOK 850
 
* Interest is charged from day one.
**Find out how you can earn Euro Bonus points on every purchase with your Mastercard.

Example of cost for using White Card:
Interest rate 18.60% p.a. effective rate 20.27%,  5 000 NOK over 12 months. Total amount 5 518 NOK.

SAGA

  Current price
Annual fee Free
Purchases in and outside Norway Free
Withdrawals from ATMs in and outside Norway NOK 40 + 1% of amount
Fee invoice sent by post (eFaktura is free) NOK 39
Transfer from Mastercard to account Free *
SAS EuroBonus** NOK 99 per month
Currency  
Foreign currency withdrawals from DNB's ATMs NOK 30 ***
Conversion fee when used abroad 1.95%
Nominal interest rate on credit line drawings 18.00%
Express delivery of card NOK 850

** Interest is charged from day one.
** Find out how you can  earn Euro Bonus points on every purchase with your Mastercard.
*** In addition there will be a fee for cash-withdrawal.

Example of cost for using SAGA Gold Mastercard:
Interest rate 18.00% p.a effective rate 19.56%,  130 000 NOK over 12 months. Total amount 143 021 NOK.

Silver card (Leve package)

  Current price
Annual fee Free
Purchases in and outside Norway Free
Withdrawals from ATMs in and outside Norway NOK 40 + 1% of amount
Fee invoice sent by post (eFaktura is free) NOK 39
Transfer from Mastercard to account Free *
SAS EuroBonus **  NOK 49 per month
Currency  
Foreign currency withdrawals from DNB's ATMs NOK 30 ***
Conversion fee when used abroad 1.95%
Nominal interest rate on credit line drawings 18.60%
Express delivery of card NOK 850

* Interest is charged from day one.
** Find out how you can  earn Euro Bonus points on every purchase with your Mastercard.
*** In addition there will be a fee for cash-withdrawal.


Example of cost for using Silver /Leve Mastercard:
Interest rate 18.60% p.a effective rate 20.27%,  30 000 NOK over 12 months. Total amount 33 108 NOK.

DNB Mastercard

  Current price
Annual fee Free
Purchases in and outside Norway Free
Withdrawals from ATMs in and outside Norway NOK 40 + 1% of amount*
Fee invoice sent by post NOK 39
Transfer from Mastercard to account Free **
SAS EuroBonus NOK 49 per month
Currency  
Foreign currency withdrawals from DNB's ATMs NOK 30 ****
Conversion fee when used abroad 1.95%
Nominal interest rate on credit line drawings 19.20%
Express delivery of card NOK 850

* Also applicable for purchases and cash withdrawals at post-offices (Posten) and Post in store (Post i butikk).
** Interest is charged from day one.
*** Find out how you can  earn Euro Bonus points on every purchase with your Mastercard.
**** In addition there will be a fee for cash-withdrawal.

Example of cost for using DNB Mastercard:
Interest rate 19.20% p.a effective rate 20.98 %,  35 000 NOK over 12 months. Total amount 38 746 NOK.



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Internet banking service Current price
Use Free
Receipt sticker sent by post NOK 20

Vipps Current price
Per transaction Free
Per transaction over NOK 5.000 1 % of amount

Text banking and notifications Current price
Text banking and notifications (SMS) NOK 2 *
Notifications by email Free
*You will be charged per received text message. The service is currently only available in Norwegian.



Kontofon (telephone banking service) Current price
Per call NOK 2








Outgoing cross-border payments Electronic Assisted
Europe payment 1) NOK 30  
Ordinary NOK 60  
Express NOK 60  
To recipient without account – paid out in cash/cheque   NOK 260
Cross-border payments – supplementary services    
Additional charge if payer pays charges outside Norway 2)
NOK 175  
Extra notification by telefax NOK 150  
Customer error that leads to claim/objection (including stop payment/recall of payment) 3) NOK 300  
1) The transfer must be in Euro or the currency of the receiving country. Click here for list of countries. Only valid alternative for charges is ‘shared payer/payee’.

2) Additional fees for payments in non EU/EEA currency and/or payments to countries outside the EU/EEA area may occur.

3) Any other bank charges are in addition to this.
NB! If the payment has been debited from the account, recalling it will involve reversing the payment using the bank's buying price for the currency in question. The currency exchange will normally result in a loss.

The fees for standing orders are the same as for paper-based payments.


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Incoming cross-border payments Electronic International cheque
in NOK or other currency
Amounts up to NOK 5 000 (or equivalent in other currency) NOK 50  
Amounts exceeding NOK 5 000 (or equivalent in other currency) NOK 100  
EU/SEPA payment 1) NOK 20  
Pension payment to account – all amounts 2) Free  
Cheque up to NOK 500 3)   NOK 20
Cheque NOK 500 - 2 000 3)   NOK 75
Cheque exceeding  NOK 2 000 3)   NOK 150
Pension cheque   Free

Incoming cross-border payments – supplementary services  
Additional notification by telefax NOK 150
Honoured cheque returned by bank outside Norway 4) NOK 150
Cheque sent for collection through bank outside Norway 5) NOK 450
Traveller`s cheque NOK 50

1) Applies to payments where IBAN and BIC are specified sent from EU/EEA country using standard code for charges – i.e. payee only pays charges in Norway. Applies to all amounts in Euro and up to SEK 500 000 for payments in SEK. The fee for payments exceeding SEK 500 000 is NOK 100.

2) The service is free only for pensioners with Norwegian social security number.
 
3) Also applies to recall of international cheque issued by DNB.

4) Any other bank charges are in addition to this.

5) Any other bank charges are in addition to this. The process can take up to 8-10 weeks.






  Current price
BrevGiro (giros sent for processing in special pre-addressed envelopes)  
Fee per giro (postage per envelope comes in addition to this) NOK 12
Issuance of money order NOK 100
Receipt sticker sent by post NOK 20
List of receipts sent by post NOK 10
Return of unprocessed giros due to insufficient funds, incorrect form or insufficient information NOK 95

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Current account – deposit rates

Interest rate 0.10 %  




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Opening and maintenance
of security deposit account

Internet banking Assisted
Up-front fee  NOK 500 NOK 1250

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  Current price
In-store banking outlet  
Withdrawal
NOK 20
Deposit to account Free
Giro payment
NOK 100
Encashment of giro money order
- paid in cash
- for deposit in account

NOK 50
Free
Purchase/sale of foreign currency at post office NOK 75



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Manual services in branch office  
Cheque, bank draftor Giro money order deposited into account Free
Refund of uncashed giro money order NOK 50
Purchase/sale of foreign currency cash at the counter, Oslo Airport NOK 50


Photocopies  
Copy of voucher/statement, per copy (e.g. receipt, giro, bank statement, annual statement etc.)* NOK 100
List of transactions per account NOK 250
*Max NOK 750 per year.

Value-dating rules
The value date is the date from/to which interest is calculated on amounts deposited over the counter, by means of cash deposit machines or in connection with money transfers. The cut-off time for same day value-dating of credit and debit transactions is 13:30.

The value-date for transactions after the cut-off time will be the next banking day or the next calendar day as set out below:

Transaction type Value-date Before cut-off time After cut-off time
Out Debit Today’s date Next banking day
Fee Debit Today’s date Next banking day
Cheque Debit Today’s date Today’s date
In Credit Today’s date Next banking day
Transfer/payment Debit Today’s date Next banking day



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General information


Telephone charges
When you call DNB or use SMS or telephone services, your telephone service provider´s charges will come in addition to the amount set out in this price list.

Some telephone service providers charge higher rates for calls to 5-digit than 8-digit numbers. When calling DNB's Customer Service, we recommend that you use telephone number 915 04800 instead of 04800. You may still use 04800 for sending SMS.

This also applies to any other 5-digit numbers used by companies in the DNB Group. For all of these you can use the 8-digit alternative where 915 are the first three digits. 

Use of cards outside Norway
The currency exchange rate applied to card purchases outside Norway is the rate on the settlement date in Visa International and Master card International, respectively, plus a conversion fee of 1.95%. All purchases and withdrawals using DNB VISA and DNB Mastercard cards will be converted to NOK.

Unauthorised overdrafts – interest and charges
Overdrawing of accounts is not allowed and penalty interest will accrue. The penalty interest rate is currently 20% p.a. Dunning fees in accordance with the Norwegian Debt Collection Act come in addition to this.

Commercial customers

You will find our price list for corporate customers posted on the webpage dnb.no/corporate, by searching for "Price list".


Deposit guarantee

As required by to the Norwegian Act number 75 of 6 December 1996 on Guarantee Schemes for Banks, the bank is a member of the Norwegian Banks’ Guarantee Fund. In accordance with the Act, aggregate deposits of up to NOK 2 million per depositor are guaranteed by the fund. The maximum amount of NOK 2 million applies even if the depositor has several accounts in DNB, irrespective of whether the accounts were opened in DNB, Den norske Bank, Gjensidige NOR Sparebank, DNB, DnB Privatbank, Vika Bank or Cresco, as these are all part of the DNB Bank group. Any amounts owed to the bank may be set off against the guaranteed amount if the debt has fallen due for payment and the bank has a right of set-off according to then prevailing Norwegian law. The guarantee shall apply even if the bank itself is unable to meet its financial obligations.

How to contact us:

  • See www.dnb.no
  • Call customer service on 915 04800 24 hours a day.
  • Drop by one of our branch offices
We reserve the right to change the rates and prices at any time and do not guarantee that there are no errors in the price list. If the terms and conditions for the products and services you use are changed, you can terminate the agreement free of charge up until the changes enter into force.

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Other prices:
Savings and Insurance
Loans