Price and interest rates for loans

• Nominal interest rate from 5.49 %, APR 5.70 %

All prices up to 85% of market value.

Price for first home loan. Other loan applications are assessed individually.

• Nominal interest rate from 5.49 %, APR 5.70 %

All prices up to 85% of market value.

Price for first home loan. Other loan applications are assessed individually.

• Nominal interest rate from 5.49 %, APR 5.70 %

All prices up to 85% of market value

Interest rate until 31 December 2024: 0 %. From 1 January 2025 the interest rate will correspond with the interest rate for Green mortgage.

Suggested prices. We assess each loan application individually.

Loans over NOK 4.000.000

• Nominal interest rate 6.09 %, APR 6.30 %
  

Loans NOK 2 000 000 - 4 000 000

• Nominal interest rate 6.15 %, APR 6.40 %

Loans under NOK 2 000 000

• Nominal interest rate 6.34 %, APR 6.62 %

All prices up to 75% of market value.

At over 75% of market value, the price is 0.10 percentage points higher

• 3 years: Nominal interest rate from 4.49 %, eff. interest rate 4.64 %
• 5 years: Nominal interest rate from 4.39 %, operating interest rate 4.54 %
• 10 years: Nominal interest rate from 4.34 %, operating interest rate 4.49 %

Prices can change at short notice. Your price will be determined on the day we disburse the loan.

• 3 years: Nominal interest rate from 4.54 %, operating interest rate 4.71 %
• 5 years: Nominal interest rate from 4.49 %, operating interest rate 4.66 %
• 10 years: Nominal interest rate from 4,44 %, operating interest rate 4.61 %

Prices can change at short notice. Your price will be determined on the day we disburse the loan.

• Nominal interest rate from 5.49 %, APR 5.70 %

Prices up to 60% of market value.

Equity 35% or more

• Nominal interest rate 6.74 %, APR 8.68 %

Equity 20% - 35%

• Nominal interest rate 7.40 %, APR 9.40 %

Equity under 20%

• Nominal interest rate 8,40 %, APR 10.49 %

Equity 35% or more

• Nominal interest rate 6.74 %, APR 8.68 %

Equity 20% - 35%

• Nominal interest rate 7.40 %, APR 9.40 %

Equity under 20%

• Nominal interest rate 8,40 %, APR 10.49 %

Equity 35% or more

• Nominal interest rate 6.74 %, APR 8.62%

Equity 20% - 35%

• Nominal interest rate 7.40 %, APR 9.34 %

Equity under 20%

• Nominal interest rate 8.40 %, APR 10.42 %

Equity 35% or more

• Nominal interest rate 6.84 %, APR 8.79 %

Equity 20% - 35%

• Nominal interest rate 7.50 %, APR 9.50 %

Equity under 20%

• Nominal interest rate 8.50 %, APR 10.59 %

Boats measuring 7 metres or more

Equity 35% or more

• Nominal interest rate 7.95 %, APR 9.99 %

Equity under 35%

• Nominal interest rate 8.70 %, APR 10.80 %

Boats under 7 metres long

Equity 35% or more

• Nominal interest rate 8.84 %, APR 11.36 %

Equity under 35%

• Nominal interest rate 9.75 %, APR 12.36 %

Equity 35% or more

• Nominal interest rate 6.84 %, APR 8.79 %

Equity 20% - 35%

• Nominal interest rate 7.50 %, APR 9.50 %

Equity under 20%

• Nominal interest rate 8.50 %, APR 10.59 %

Price example: Nominal interest rate from 10.9%, effective interest rate 11.7%, NOK 100,000 over 5 years, establishment fee from NOK 500. Cost NOK 30,806. A total of NOK 130,806.

Nominal interest rate Saga Consumer Loan: 10.9%
Nominal interest rate DNB Consumer Loan: 10.9 % to 13 %

Payment insurance 0.4% per month of the balance.

Sale of new products stopped.

• Nominal interest rate: 16.05%
• APR: 17.13%

For customers without a programme, an extra NOK 100 is charged every 4 months (NOK 300 per year)

Set-up

Environmental loans

• NOK 0

Home mortgages, fixed-rate loans, home equity credit lines – per case

• From NOK 2 190

Construction credit

• NOK 5 000 - 20 000

Consumer loan and SAGA Consumer loan

• From NOK 500

Deducted from the granted credit limit

Car loan SAGA

• NOK 2 300

Other car loans

• NOK 2 500

Loans for boats shorter than 7 metres

• NOK 3 700

Loans for boats longer than 7 metres

• NOK 2 500

Instalment fees for loans

Home mortgages, fixed-rate loans

• NOK 65

Home equity credit lines

• NOK 65 (instalment fees are charged even if the balance of the home equity credit line is 0)

Car loans

• NOK 65

Green car loan

• NOK 65

Consumer loan/SAGA Consumer loan

• eFaktura (eInvoice) NOK 0
• Invoice sent in the post NOK 10

Loan collateral

Deposit fees

Per security object (property, access documents): NOK 1 000

Surety, pledges on bank deposits, guarantees, funds or shares: NOK 500

Cost for establishing collateral in stockapartment is determined by the accountant.

Public registration costs

Real estate, refinancing, house cooperative share

• NOK 500

Car, motorcycle and caravan – electronically

• NOK 1 280

Car, motorcycle and caravan – paper

• NOK 1 847

Other prices home mortgage

Change the debit account, instalment date, reduce the term, delete security upon redemption, change of debtor (change places)

• NOK 0

Simple changes (interest-only period, extend term, etc.)

• NOK 0

Extensive changes (for fixed-rate interest, priority changes, mortgage waivers, changes to security or co-guarantee etc.)

• NOK 750

Remaining debt statement or copy of documents (per loan)

• NOK 250

Construction loan per invoice

• NOK 35

Other prices for consumer credit

Transfer from consumer financing to account, self-service by customer

• NOK 0

Transfer from consumer financing to account, performed by customer centre

• NOK 75

Private leasing

Forwarding of fines

• NOK 250

AutoPASS invoice with no additional fee from issuer

• NOK 125

AutoPASS invoice with additional fee from issuer

• NOK 250

Re-invoicing of claims sent to debt collection

• NOK 250

Late payment/deferred payment

Reminder (1st reminder)

• NOK 35

Collection notification (2nd reminder)

• NOK 35

Payment request (3rd reminder)

• NOK 105