A balanced fund invests in both fixed-income securities and shares and is suitable for people who are going to save for three or more years.
Good selection of balanced funds in the DNB Aktiv and DNB Spare range
Simple savings solution where you determine your own risk level
No lock-in period
What is a balanced fund?
A balanced fund is, as the name implies, a combination of an equity fund and a fixed-income fund. The ratio of shares to fixed-income securities will vary between the different balanced funds and can also vary over time in the same balanced fund.
Return and risk in a balanced fund will depend on the allocation of fixed-income securities and shares in the fund’s portfolio. The larger the proportion of equities in the portfolio, the higher the expected return – and risk. A balanced fund is suitable for people who don’t want the large valuation fluctuations you can get in an equity fund.
With a balanced fund, the manager does the work for you. You choose how much risk you want to take, and our managers make sure that the allocation of shares and fixed-income securities is the way you want it throughout the savings period. If you cannot tolerate the return becoming negative at times, a balanced fund is not for you.
Aktiv-fondene (Active funds)
Aktiv-fondene (Active funds) are a savings solution for most people and are best suited to those who want to save for a long period of time. The number in the name indicates the proportion of equities in the fund. The higher the proportion of equities, the higher the risk and thereby also the better your chances of achieving higher expected returns over time.
DNB Aktiv 10
This fund normally has a proportion of equities of 10%. You just need to save for a few years or prefer a low level of risk.
DNB Aktiv 30
This fund normally has a proportion of equities of 30%. It is suitable for those saving for three years or more and who do not want to experience much fluctuation in their savings.
DNB Aktiv 50
This fund normally has a proportion of equities of 50%. You’ll need to save for three years or more and must be able to tolerate moderate fluctuations in your money.
DNB Aktiv 80
This fund normally has a proportion of equities of 80%. You’ll need to save for six years or more and must be able to tolerate moderate fluctuations in your money.
DNB Spare-fond (Savings funds)
DNB Spare 30
This fund is a balanced fund that invests 30 per cent of assets in the stock market and 70 per cent in the fixed-income market.
DNB Spare 50
This fund is a balanced fund that invests 50 per cent of assets in the stock market and 50 per cent in the fixed-income market.
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management fees. Returns may be negative as a result of mark-to-market losses.
EU classification of mutual funds and sustainability in our advisory services
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our mutual fund products
For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Balanced fund invests in both fixed-income securities and shares
Mutual fund that invests the money in fixed-income securities
Mutual fund with sustainability profile
Mutual fund with a focus on climate, environment and the oceans.
Give a gift that can grow in value, minimum amount NOK 100
DNB Lev Mer
Good balance of equities and fixed-income securities, adapted to age bracket
Individual pension savings (IPS),
Fixed savings with tax deferral
Share savings account
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
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