Save money for larger purchases where you do not need immediate access to the money.
Save money for larger purchases such as a car, a boat, a holiday cabin or a wedding.
Save money that don’t need right away
Suitable for saving in the medium term
What is a bond fund?
A bond fund is a fixed-income fund that buys fixed-income securities with a term of more than one year. Bond funds are suitable when you want to save for a few years for larger purchases such as a car, a wedding, a boat or a holiday cabin.
Saving in a bond fund is also a good solution for people who want to combine this with investing in equity funds so you can adjust the risk in your overall savings portfolio
Bond funds are suitable for people who are willing to accept slight fluctuations in their savings, in exchange for slightly higher expected returns than saving in a bank account.
When should I choose a bond fund?
If you want to invest money in the medium term, bond funds are a good alternative to saving in an account. If you would like the possibility of a better return than what you get in liquidity funds , a bond fund may be better suited for you, as the return is normally higher over time.
If you want the possibility of a very high return on your money, a liquidity fund is not for you. Instead, you should look at savings with higher risk that are better adapted to long-term savings such as an equity fund or individual shares.
How much does a bond fund cost?
The costs of a bond fund, better known as annual management costs, vary from fund to fund. It is stated as a percentage rate and is deducted annually from the money you have in the bond fund. See the cost of each bond fund in the savings app Spare.
The savings app Spare
Spare is the app that helps you keep track of your savings.
Build up a savings buffer or save for unforeseen events with quick access to the money
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market movements, the skill of the Portfolio Manager, the fund’s risk level, as well as administration costs. The return may also be negative as a result of mark-to-market losses.
EU classification of mutual funds and sustainability in our advisory services
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Our mutual fund products
For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Balanced fund invests in both fixed-income securities and shares
Mutual fund that invests the money in fixed-income securities
Mutual fund with sustainability profile
Mutual fund with a focus on climate, environment and the oceans.
Give a gift that can grow in value, minimum amount NOK 100
DNB Lev Mer
Good balance of equities and fixed-income securities, adapted to age bracket
Individual pension savings (IPS),
Fixed savings with tax deferral
Share savings account
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
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