Savings scheme on account
Safe and simple saving with a savings scheme on account savings.
Predictable rate of return
Secure savings, covered by a deposit guarantee
Easy to set up in the online bank and mobile banking app
Benefits of setting up a savings scheme in an account
A savings scheme into a savings account is a safe and easy way to save money. The advantage of saving in an account is that the return is fixed and predictable. You can choose between different types of savings accounts with different terms and interest rates.
Setting up new accounts is free of charge, so in principle you can have one account per savings goal. You can set up savings schemes for ordinary savings accounts and high-interest accounts such as BSU (home savings scheme for young adults) and Sparekonto Pluss, with fixed and predictable interest rates and terms and conditions.
How to create a savings scheme in a savings account
If you don’t already have a savings account, you must first go to the menu and select “Open new account” for the desired savings account. When you know which account you want to create a savings scheme for, you can easily create a savings scheme by logging into the online bank.
- Log in to the online bank
- Select “Everyday banking and loans” in the menu
- Click “Standing order” under the “Pay and transfer” sub menu
- Select "New standing order" and set up to and from accounts, amounts etc.
Fixed rate deposits usually give the highest interest rate, but you cannot have an ongoing savings scheme into this type of account. But you only choose between periods of 3, 6, 12 and 24 months where you need to create a new agreement every time the period ends.
Use the calculator to see how much your savings can grow
See interest rates on different savings accounts
Get an overview of the interest rates on the various types of savings available to you.
High-interest accounts
Get an overview of secure savings methods that usually have a higher interest rate.
Would you like to talk to an adviser about saving and investing?
Frequently asked questions about savings schemes in an account
