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Defined-contribution pension

A good defined-contribution pension is a form of security for your employees and ensures that your company is competitive when recruiting in the future.

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  • Easy to administer

  • Defined-contribution pension is the most common pension scheme

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Is your business required to have a pension scheme?

It can be difficult for businesses to know whether they must have a pension scheme.

More about the requirements for having pensions

How does a defined-contribution pension work?

A defined-contribution pension scheme for businesses provides a simple way to ensure statutory saving. The scheme also gives the company the right to a tax deduction.

You can choose a deposit between 2 per cent and 7 per cent of the employees’ salaries up to 12G. An additional deposit of up to 25.1 per cent can also be given if the employee has a salary between 7.1 – 12G.

Choice of investment

In DNB, your defined-contribution pension will be managed safely, sustainably and responsibly in Norway’s largest pension management environment.

When launching a pension agreement as a business owner, you can choose a starter profile. The employee can then easily change their own pension profile in the online bank or savings app Spare.

Terms and conditions

Basic amount (G)

As of 1 May 2022, 1G is NOK 111 477.

DNB explains defined-contribution pensions

How to transfer your pension from another bank

Do you have a pension agreement with another bank? Banking and pensions are closely linked. If you transfer your pension to us, you’ll get a full overview through the online bank.

Send us an authorisation so we can obtain information about your current pension agreement and give you a non-binding offer.

FAQ about defined-contribution pensions

More questions and answers

Our pension products

Pension provider

The pension agreement is provided by DNB Livsforsikring AS.

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0191 Oslo


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Postbox 1600 Sentrum

0021 Oslo


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984 851 006

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