Pensions for those who are self-employed
Savings that are suitable for freelancers, those with sole proprietorships or who run a business in addition to having a job.
Save for your own pension
Å være selvstendig næringsdrivende har sine fordeler, men pensjonsmessig gir det ikke den store gevinsten. Skal du være sikret en alderspensjon ut over folketrygden er det derfor opp til deg å ordne dette.
Du kan etablere en innskuddspensjonsavtale og spare inntil 7 % av lønnen din opp til 12 G.
Who is this suitable for?
Dette er en sparingsform som passer best for deg som er selvstendig næringsdrivende, frilanser, har enkelpersonforetak eller er eneste ansatt i eget AS.
- If you have a salary of over 7.1 G we recommend you begin this saving.
- If you have a salary between 6 and 7.1 G, you can think about beginning this saving.
Når du etablere en pensjonsavtale hos oss, vil du også få en forsikring som heter innskuddsfritak. Denne sikrer at sparingen fortsetter frem til du blir 67 år dersom du skulle bli arbeidsufør etter 12 måneders sykemelding.
Produktinformasjon
Selvstendig næringsdrivende (PDF)Open the file in a new tab
The DNB savings app Spare
In the Spare app you can start pension savings yourself with mutual funds and shares. You can also buy, sell and switch equity funds and shares as you go.
Skattefordel for deg som er selvstendig næringsdrivende
Basic amount (G)
as of 1 May 2025 is NOK 130 160.
Frequently asked questions about pensions for self-employed people
Our pension products
Defined-contribution pension
One of the best benefits you can give your employees
Pension and insurance package
Package covering the statutory requirements
Disability pension
Ensures payment in the event of long-term illness or disability
Executive pension
Give managers and key staff the pension they deserve
Pensions for those who are self-employed
Ensure saving towards your pension
Pension provider
The pension agreement is provided by DNB Livsforsikring AS.