First home mortgages
For anyone buying their first home.
Price example First home mortgage
Mortgage of NOK 2,000,000 payable over 25 years. Nominal floating interest rate from 5.04 %, annual percentage rate of charge (APRC) from 5.23 %. Annuity loan with monthly payment NOK 11,803. The total amount payable would be NOK 3,544,090 made up of the loan amount plus interest of NOK 1,544,090. Presupposes a mortgage on the home.
What is a first home mortgage?
Already bought a home, but considering moving? Check out Boliglån Ung (Home mortgage for young adults)
How much of a down payment do I need?
As a rule, you need a down payment of 15% of the purchase price plus costs.
If you do not have large enough down payment it is still possible to consider other solutions. We have a team of advisers who specialise in helping young people and who would love to talk to you.
Frequently asked questions
Do you want more predictability?
With fixed rates, you know exactly what you’ll be paying every month on the loan.
Combine fixed and variable interest rates in a loan
This way you get the best of both worlds.
See what the home mortgage will cost you
Test different loan amounts and see the monthly cost.
Boliglån Ung Fastrente (Home Mortgage Young People Fixed rate)
Fixed-rate loans give you predictable loan repayments
BSU – home savings scheme for young adults
Home savings for people under 34 years old
Be ready to take part in the bid round
Flexibility and predictability in one
We make it easier to buy a home with a friend