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Home mortgages

Get an offer on home mortgages and advice throughout your home buying journey.

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  • Simple application for a loan

  • Help from the adviser if needed

  • Possible to get flexible repayment and interest-only period

Are you buying a new home? With a pre-qualification letter, you’ll know how much you can spend on a new home.

Do you have a home mortgage with a different bank? We’d like to give you an offer on a home mortgage with us.

Price example Green mortgage

Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home..

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Questions about loans?

Have any questions about your loan? Perhaps you would like help in evaluating whether it’s worth moving your loan to DNB? Or what you need to increase your home mortgage?

Talk to us about home mortgages. We have advisers who are ready to help you.

How much can I borrow?

You can borrow up to five times your income. This applies not only to home mortgages, but also to all your loans, such as student loans, car loans and consumer loans. If two of you are buying a home together, you can apply for a loan based on the total income and loan.

Equity for the purchase of housing

As a general rule, you must have 15% of the purchase price as a down payment when buying a home. This means that the mortgage you’re applying for cannot exceed 85% of the cost of the home.

If you have extra security, it may still be possible to apply for a full mortgage.

See what the home mortgage will cost you

Test different loan amounts and see the monthly cost.

  • Mortgage calculator

Borrow more against your home

If the value of your home has increased, you can refinance your home mortgage and borrow more.

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Predictable mortgage interest rate

The interest rate on the home mortgage can go up and down if you don’t fix it for a set period. Some like the predictability of fixing interest rates, but most people choose a variable interest rate that follows the market.

If predictable borrowing costs are most important to you, fixed-rate loans with fixed interest rates for 3, 5 or 10 years may be a good option. You can also choose to fix only the interest rate for parts of the loan with a combination loan.

Fixed or variable interest?

See the effects of fixing all or parts of the loan.

Mortgages for energy-efficient homes

Extra favourable loans for people buying a home with an energy label, A or B.

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Home mortgages for young people

For anyone buying their first home.

Questions and answers

Our home mortgages

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