Glad mann med skjegg

Bond funds have higher expected returns than money market funds. In return you must expect somewhat greater value fluctuations. Our portfolio strategy is to retain the principal while avoiding negative returns on your investment.

Suitable if you want:

  • Want an opportunity for better long-term returns than on a regular savings account
  • Want to combine investments in equity funds with investments in bond funds

Not suitable if you:

  • Will not accept periods of negative returns

How do I buy funds?

1. Already a customer? Log into your online bank

2. Choose 'Mutual funds' under 'Savings & Investments' in the drop-down menu

3. Start a savings scheme or buy shares right away

4. Not a customer? Join Norway's leading bank

Tax and bond funds

Dividends are equal to the taxable returns on the fund. Dividends are paid annually to unit holders in the form of new units in the fund.

If the annual return equals for example NOK 2 per unit, the share price will decline by NOK 2 when dividends are paid.

When to invest?

Bond funds are most profitable when the interest rate levels are stable or declining. Declining interest rates usually concur with falling stock markets. Allocating your savings between both equity funds and bond funds may therefore be a good choice.

About the bond market

Long-term loans are traded on the bond market. The average maturity of a bond fund will depend on market conditions, but is normally between two to four years. Our bond funds invest in government bonds, bank bonds, and bonds issued by large financially strong companies in other business sectors. Government bond funds only invest in government bonds.