IPS - individual pension savings
With IPS, you can save up to NOK 15 000 a year for your own pension and have tax deferred.
Deferred tax when you save for a pension in IPS
Good selection of mutual funds
The money is locked to a pension
Save when you want
Save up to NOK 15,000 a year
To get deferred taxes
To make withdrawals from the savings, tax is paid when the money is taken out
Choose a fund you want
Access to a wide selection of mutual funds
What is IPS?
Individual pension savings (IPS) are savings in mutual funds where you benefit from deferred tax for the amount you save. You can decide whether you want a fixed savings scheme, or whether you want to invest money when it suits you best. The money is locked to a pension
Individual pension savings (IPS):
- You can save as much as you want, but no more than NOK 15 000 a year
- You can save from the age of 18 until you turn 75
- The money you save is tied up until you are 62 years old
- You receive a deduction from ordinary income for the amount you save
- You can choose all types of mutual funds in IPS
How much will you receive from IPS?
Check how much you can receive each month as a pensioner by saving in IPS
Move your IPS to DNB
Collect all your savings and get a full overview in the Spare app
Save for a pension without commitment
Do you want to save for retirement, but without tying up the money?
