Boligspar Ekstra
Boligspar Ekstra is a popular savings option for those who want to save extra for a home with a good interest rate, without tax relief.
Extra home savings when the regular BSU home savings scheme for young people is filled up
Good savings for children
The money is not tied to a home until the turn of the year
Opening Boligspar Ekstra for children is done further down on the website.
Interest Rate Boligspar Ekstra
What is Boligspar Ekstra?
Boligspar Ekstra (previously BSU Start) is home savings without tax relief for you aged 0–34 years. The account is well suited as additional savings for a home if you have reached the maximum on your regular BSU home savings scheme for young people.You can save up to a total of NOK 300 000 in the account whenever you wish.
You can have Boligspar Ekstra independently of the regular BSU home savings scheme for young people.
The money you deposit in Boligspar Ekstra is not tied to home purchase until the end of the year. This means you can withdraw this money before 31 December.
You receive a tax deduction when saving in the BSU home savings scheme for young people
Do you have taxable income and want to save for a home with a tax deduction? Then the standard BSU home savings scheme for young people is the solution for you.
Save for your children with Home Savings Extra
Home Savings Extra is a good option if you want to save for a future home for your children or grandchildren in a separate account. You can start saving for children in Home Savings Extra from when the child is 0 years old. When the child turns 18, they will have control of the account themselves.
Remember that the child must be a customer and have an account with DNB before you open Home Savings Extra. If the child is not a customer, you can easily open aChildren's Savings Account. The account must be in the child's name.
How to order Boligspar Ekstra for minors
Guardians must be existing DNB customers to order Boligspar Ekstra. If the child has two guardians, both must sign. The child must be a customer and have another account with DNB before ordering Boligspar Ekstra. This is used as a return account if the savings exceed the account limit.
If we do not already have the child's Norwegian birth certificate, you will be asked to upload it. You are welcome to upload a mobile photo.
Frequently asked questions about Boligspar Ekstra
The savings app Spare
Spare is the app that helps you keep track of all your savings.
Our savings accounts
Savings account
No withdrawal restrictions
Fixed rate deposits
Better interest rates when you lock in your money for a set period.
Sparekonto Pluss
Get good interest when you have more than NOK 100 000. Twelve free-of-charge withdrawals
BSU home savings scheme
Save up for a home and get a tax deduction
Boligspar Ekstra
Save extra for a home, without tax deduction
Barnas Sparekonto (Children’s savings account)
Savings account for children between 0–18 years old
High-interest account
An overview of secure savings methods with usually higher interest rates