Consumer loan

A consumer loan is a personal loan. You therefore cannot have a co-borrower.

If we need documentation to process your application, you will receive an SMS and an email with a link. You then confirm with BankID that we can retrieve information about income and debt from Altinn (the Norwegian digital portal for dialogue with public agencies).

The monthly minimum payment is calculated on the basis of the loan amount and the chosen repayment period.

To change your line of credit, you can call us on 915 04 800 or start a chat when you are logged in to the online bank or in the mobile bank.

Log in to the online bank and go to 'My loans and credit cards' or the mobile bank under 'Loans and credit'. There you can see your balance, credit limit, account number, transactions and make transfers to and from your account.

Unpaid bills quickly become expensive. If you have problems paying loans or credit card bills at DNB, it is important that you contact us by phone on 915 04800. The earlier you get in touch, the easier it may be to find a solution.

Read more about payment problems.

We follow industry standards for payout of consumer loans, and it will therefore take a minimum of 24 hours from when we have received an application until the loan can be paid out at the earliest. The main reason for this is to prevent any attempts at identity fraud when taking out credit.

We normally disburse consumer loans within 1–2 working days.

We are legally required to include the entire amount you owe on each invoice. You can change the amount to whatever you wish, as long as you pay the minimum amount stated on the invoice.

If you have an available amount on the consumer loan, you can easily transfer money to your account via the mobile and online bank.

To do this, select consumer loan under Loans and credit in the mobile bank, or My loans and credit cards in the online bank, and select transfer.