Cut-off times and value dating for payments from/to DNB Finland

Value Dating:
Day 0 = execution day (First banking day)
Day 1 = following banking day (Second banking day)
Day 2 = + 2 banking days (Third banking day)
D = Debit account in DNB
C = crediting beneficiary bank (DNB's correspondent bank)

Value dating (bank days)
Outgoing payments
Latest delivery in Finland
Local time

Day 0
Day 1
Day 2
Day 0
Domestic        
SEPA Credit Transfer




EUR - EUR SEPA pmt D/C     12.00
EUR - EUR SEPA pmt D C   15.00
EUR- EUR SEPA Salary pmt
D
C

15.00
Intra-group transfer within DNB Finland




EUR
D/C


17.00
Cross-border




Intra-group transfer within DNB (REC/KONCERN)




EUR
D/C


15.00
Normal




EUR D/C     12.00
EUR D C   15.00
CAD, EUR1), GBP, MXN, USD
D/C


17.15
CHF D/C     16.30
NOK, SEK
D/C


16.00
PLN D/C     15.002)
DKK
D/C


15.30
CZK, HUF D/C     12.00
AED, AUD, HKD, JPY,  NZD, RON, SGD, TRY, ZAR D
C

16.30
THB D C   11.00
All other currencies
D

C
16.30
1) To outside SEPA + Express
2) 17.15 to DNB Poland
Incoming payments
Value dating
with exchange
Value dating
without exchange
Latest receipt
Local time
    

Day 0
Day 1 Day 2 Day 0
Day 1 Day 2 Day 0
Domestic 1)

   
     
Incoming payment in EUR
- giros (SEPA)
- express (POPS)
- SWIFT

   
C
C
C
   
Not defined
15.00
16.15
Cross-border

   
     
NOK, USD, CAD, MXN, GBP C
    C
    17.00
EUR 
C
    C
    17.15
SEK
C
   
    16.15
CHF C    
    16.30
PLN, DKK C
   
    15.302)
CZK, HUF C
   
    12.00
AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR C
   
    16.30-1
THB C           11.00-1
Other currencies
C
   
    16.30-2
1) Other currencies: Same as cross-border
2) 17.15 for PLN from DNB Poland
Customer Service
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